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Bank Australia

Up to 55 days interest free on purchases, a competitive rate, and no annual fee

Bank Australia Visa

Balance transfer

0% for 55 months

Purchase rate

19.74%

Annual fee

$0 per year

Enjoy a low Purchase and Cash Advance rate of 19.74% p.a. Save with $0 annual fee. plus, receive up to 55 days interest free on purchases. T&Cs apply.

Highlights

The Bank Australia No Annual Fee Visa is a $0 annual fee credit card that also offers a low variable rate of 19.74% p.a. for both purchases and cash advances effective 30 January 2025. You can also enjoy up to 55 days interest-free on purchases, allowing you to save even more on credit card costs.

Main features

Rate type

Rate %

Duration

Purchases

19.74% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	-	$3.5

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$0	per year
Monthly fee	-	-

More information

The Bank Australia No Annual Fee Visa card is one of the few cards that offers both $0 annual fee and a low purchase interest rate. This can help you cut credit card costs if you usually carry your balance from month to month. If you do pay your balance in full by the statement due date, you can enjoy even bigger savings with up to 55 interest-free days on purchases.

This card is suited to people who want a convenient line of credit without forking out for fees. However, the low interest rates and fees are a trade off for the extra features and rewards that you might expect with a more expensive card.

Terms & conditions

No hidden fees and charges. Terms and conditions apply. Applicants must be at least 18 years old. This card is only available to Australian citizens or permanent Australian residents. You’ll need to have a good credit score and have maintained a healthy credit history for the past 5 years. You must be currently employed and earn a regular income.

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