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Bank of Queensland

0% p.a. on balance transfers for 18 months.

Bank of Queensland Low Rate Visa (Balance Transfer Offer)

Balance transfer

0% for 18 months

Purchase rate

13.99%

Annual fee

$65 per year

The Bank of Queensland Low Rate Visa credit card is suited to people who want to manage existing debts and save on standard credit card costs. This card offers 0% for 18 months with 2% balance transfer fee, then 21.99%. with a competitive annual fee of $65 p.a.

Highlights

Offering one very appealing introductory offer, the Bank of Queensland Low Rate Visa Credit Card is currently providing 0% p.a. on balance transfers for 12 months. With a low ongoing purchase rate and a reasonable annual fee, this card is definitely a worthy option for cardholders looking for access to credit while keeping costs low.

Main features

Rate type

Rate %

Duration

Purchases

13.99% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	3.5%	$3.5

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$65	per year
Monthly fee	-	-

More information

Feel on top of your finances with no interest for 18 months on balance transfers with 2% balance transfer fee. No interest-free days apply while you have a balance transfer. Reverts to cash advance rate (21.99%).

Terms & conditions

To apply for the Low Rate Credit Card, you must be at least 18 years of age, have a good credit rating, earn a taxable income of $25,000 per year or more and be a permanent Australian resident or citizen.

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