
Balance transfer
Purchase rate
Annual fee
Earn 100,000 bonus Q Rewards points when you spend $4,500 on Eligible Transactions within the first 3 months from card approval. 0% p.a. balance transfer for 12 months | 1% transfer fee applies Everything you need, with all of the platinum credit card benefits – including 2 Q Rewards points for every dollar spent on eligible transactions, purchase protection insurance5, international and domestic travel insurance, and more. Reduced annual fee of $75 for the first year; $149 thereafter
Receive 100,000 bonus Q Rewards® Points when you apply for a new card, get approved, and spend at least $4,500 on eligible transactions in the first 90 days from card approval.
Complimentary purchase cover insurance.
Reduced annual fee of $75 for the first year; $149 thereafter
Switch your Q Rewards for Flybuys or Velocity points.
Main features
| Rate type | Rate % | Duration |
|---|---|---|
| Purchases | 20.99% p.a. | - |
Fees
| Fee type | Fee % | Min fee $ |
|---|---|---|
| Cash advances | 3.5% | $3.5 |
Fixed Fees
| Fixed fees | Fee $ | Fee amount |
|---|---|---|
Annual fee Thereafter | $75 $149 | 1st year per year |
| Monthly fee | - | - |
Interest Free Period: Interest Free Period will change to ‘up to 44 days’.
Annual Fee: The Annual Cardholder Fee will increase to $149.
Annual Percentage Rate: The interest rate on Retail Purchases will increase to 20.99% p.a. and the interest rate on Cash Advances will increase to 21.99% p.a.