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Offers an ongoing $0 annual fee with a 20.99% p.a. purchase rate.

BankSA No Annual Fee Card

Balance transfer

Not Available

Purchase rate

0% for - months

Annual fee

$0 per year

Enjoy the freedom and security of a credit card with no annual card fee, ever. Up to 55 days interest-free. Shop through ShopBack. Get Cashback.


Highlights

The No Annual Fee Card is a no frills option for anyone looking for straightforward terms which help you manage your spending, not accrue points.

With a low $500 minimum credit limit, standard variable interest rate of 20.99% P.A and interest free period of up to 55 days, this is an everyday card which works to ensure debt doesn’t grow out of control.

Main features

Rate typeRate %Duration
Balance transfers
--
Purchases20.99% p.a.-

Fees

Fee typeFee %Min fee $
Cash advances3%-

Fixed Fees

Fixed feesFee $Fee amount
Annual fee
$0
per year
Monthly fee--

More information

Bank of SA No Annual Fee Card features and benefits:

  • No annual fee.
  • Eligible BankSA credit card holders can get cashbacks when they shop with their card on the online rewards platform ShopBack.
  • You can keep your spending in check with a credit limit as low as $500 and it can be as high as $40,000.
  • You can request up to 3 extra cards for the account. Additional cardholders must be at least 16 years old and the primary account holder is liable for any transactions made with the extra cards.
  •  Make contactless payments with your eligible phone or device by adding this credit card to your Google Pay, Apple Pay or Samsung Pay wallet.



Terms & conditions

  • You’re aged 18 or over
  • You have permanent residency in Australia/NZ OR;
  • You’re a non-resident or migrant and hold an acceptable Visa, with a minimum 1 year before expiry
  • You have a regular, verifiable Australian taxable income
  • You have a fixed, verifiable residential address in Australia.