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Earn 250,000 bonus Citi reward Points when you spend $10,000 within 3 months from approval.

citi Prestige Credit Card

Balance transfer

0% for 6 months

Purchase rate

22.49%

Annual fee

$700 per year

250,000 bonus Citi reward Points when you spend $10,000 on eligible purchases within 3 months from approval.

Highlights

Earn 3 Citi Reward points per $1 spent on eligible transactions made overseas or online with a store that is based overseas.

Earn 3 Citi Reward points per $1 spent on eligible transactions made directly with major: airlines, hotel chains and restaurants in Australia.

Earn 2 Citi Reward points per $1 spent on eligible transactions made directly with major: supermarkets, petrol outlets and national retailers

Earn 1 Citi Reward points per $1 spent on eligible transactions made locally.

Main features

Rate type

Rate %

Duration

Purchases

22.49% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	3.5%	$3.5

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$700	per year
Monthly fee	-	-

More information

Citi Prestige Credit Card features and benefits:

Earn 250,000 bonus Citi reward Points when you spend $10,000 on eligible purchases within 3 months from approval.

0% p.a. on balance transfer for 6 months with no balance transfer fee.

Add up to 4 additional cardholders at NO COST.

Up to 44 days interest-free on retail purchases (unless you have a balance transfer).

Get unlimited complimentary access to over 1,500 Priority Pass™? lounges around the world for you and one guest.

$10 monthly cashback with BINGE.

Explore the world with 5% off international flights from Australia with no blackout dates. Book by 31 December 2025 for travel by 30 September 2026.

Get access to Complimentary International and Domestic Travel Insurance with your Citi Prestige Credit Card.

Terms & conditions

New Citi Prestige credit card customers only and cannot be used in conjunction with any other offers. To be eligible to receive 250,000 bonus Citi reward Points, you must spend a minimum of $10,000 on eligible purchases using your new card within 3 months from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. The bonus Citi reward Points will be credited to your Rewards Balance within 2 months of meeting the spend criteria. Your Citi Prestige Card must remain open, in good standing.

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