Compare the Best Credit Cards In 60 Seconds

Credit Cards

Go to site

citi

90,000 bonus Velocity Frequent Flyer Points

citi Rewards Credit Card (90k Velocity Points Offer)

Balance transfer

22.99%

Purchase rate

22.49%

Annual fee

$199 per year

90,000 bonus Velocity Frequent Flyer Points when you spend $5,000 on eligible purchases in the first 3 months from approval and keep your card open for over 12 months.

Highlights

Earn 1 Citi Reward points per $1 spent on eligible transactions made locally at 10K spend per statement period.

Earn 1 Citi Reward points per $1 spent on eligible transactions made overseas or online with a store that is based overseas.

Main features

Rate type	Rate %	Duration
Balance transfers	22.99% p.a.	-
Purchases	22.49% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	-	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$199	per year
Monthly fee	-	-

More information

Citi Rewards Credit Card features and benefits:

Get 60,000 bonus Velocity Points when you spend $5,000 on eligible purchases in the first 3 months from approval and enrol in Points Autosweep, and another 30,000 bonus Velocity Points when you keep your card open for over 12 months.

Enjoy 10% off Limited Time LUX Exclusive hotel offers (up to $250 per booking) booked by 1 March 2026.

$10 monthly cashback with BINGE

Up to 44 days interest-free on retail purchases.

Terms & conditions

60,000 bonus Velocity Points: To be eligible to receive 60,000 bonus Velocity Points (automatically redeemed from 150,000 Citi reward Points), you must apply for a new Citi Rewards Credit Card before the offer is withdrawn, spend a minimum of $5,000 on eligible purchases using your new card within 3 months from approval and provide your Velocity membership number to us to enrol in Points Autosweep.

30,000 bonus Velocity Points: An additional 75,000 Citi reward Points (equivalent to 30,000 Velocity Points) will be credited to your Citi Rewards Balance within 3 months of your Account being open for 12 months, provided it has been activated by you. All rewards are subject to the Terms and Conditions of the Citi Rewards Program.

To redeem Citi reward Points for Velocity Points you must be a Velocity member and advise us of your Velocity number prior to redemption. Velocity membership and Points earn and redemption is subject to the Velocity Terms and Conditions, as amended from time to time, available at velocityfrequentflyer.com.

Compare Club Australia Pty Ltd (CCA) is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326). CCA is a credit rep (Credit Representative Number 519886) of Alternative Media Pty Ltd (ACL Number 486326). The financial products compared on this website do not necessarily compare all features and products in the market that may be relevant to you.

Comparisons are made on the basis of price only and different products may have different features and different levels of coverage. Not all products are available to all customers. Information found on the Compare Club website is for general purposes only. Before using our website, you must review our Terms of Use, the Privacy Policy, Financial Services Guide (Life Insurance Products), Financial Services Guide (General Insurance) and Credit Guide (Home Loans).

Compare Club acknowledges the traditional owners of the lands on which we work. We pay our respect to Elders past, present and emerging, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.

While we endeavour to provide information that is accurate and up to date, we make no warranties or representations about the accuracy, completeness, reliability or suitability of the information, graphics, products or services offered or contained on the website. Therefore, any reliance placed on the information provided on the CompareClub website is at the user's own risk. When reviewing offers from external websites or companies, please review their terms and conditions. We have no control over these companies, their offers, website content, products/services, or the availability and nature of their products/services. Links found on the CompareClub website do not necessarily imply an endorsement or recommendation of the information or views that are expressed by the external party.