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Community First Bank

Low rate card with 0% p.a balance transfer interest rate for 12 months.

Community First Bank Low Rate Credit Card

Balance transfer

0% for 12 months

Purchase rate

8.99%

Annual fee

-

0% p.a balance transfer interest rate for 12 months with no extra fee. Interest free period of up to 55 days. Low annual fee of $50. 8.99% p.a interest rate for purchase and cash advance.

Highlights

The Low Fee Card is a straightforward option for anyone looking to manage their spending without complex reward schemes or hidden costs. A low $500 minimum limit, Purchase and cash advance interest rate of 8.99% P.A and interest free period of up to 55 days helps to keep your spending (and fee paying) under control with complimentary additional card.

Main features

Rate type

Rate %

Duration

Purchases

8.99% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	8.99%	$2.5

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	-	-
Monthly fee	-	-

More information

Low Rate Credit card features and benefits:

Up to 55 days interest free on retail purchases

0% p.a balance transfer interest rate for 12 months and 8.99% p.a thereafter

9.99% P.A interest rate on purchase and cash advanc

$50 annual fee

$500 minimum credit limit.

Terms & conditions

Rate is current as at 1 December 2024 and subject to change without notice. This is an introductory rate for 12 months only on eligible balance transfers from the date the balance transfer is processed. The balance transfer must be processed by us. After the initial 12 month introductory period, the interest rate for the balance transferred will revert back to the standard credit card rate at the time - currently this is 8.99% p.a. Offer available for new and existing card holders where new balances are transferred to the card and offer can be withdrawn at any time.

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