
Balance transfer
Purchase rate
Annual fee
No Interest on purchases or cash advance. 3 options to choose from for the card limits with corresponding monthly fee. No late fees.
The No Annual Fee Card is a straightforward option for anyone looking to manage their spending without complex reward schemes or hidden costs. A low $1000 minimum limit. No late fees.
Main features
| Rate type | Rate % | Duration |
|---|---|---|
| Balance transfers | - | - |
| Purchases | - |
Fees
| Fee type | Fee % | Min fee $ |
|---|---|---|
| Cash advances | 0% | $3 |
Fixed Fees
| Fixed fees | Fee $ | Fee amount |
|---|---|---|
Annual fee | - | - |
| Monthly fee | - | - |
Now credit card features and benefits:
0% P.A standard interest rate
0% P.A cash advance rate
No late fees
$9, $14, or $19 per month based on credit limit
$1,000 - $3000 credit limit.
You will not be charge the monthly fee if you have a $0 balance for the whole calendar month and don't use the card for the entire calendar month. A minimum repayment of 2.5% of the closing balance of your statement or $20, whichever is greater. The monthly fee is waived if your account has a $0 balance and if you don't use your card during the entire calendar month. Open for Australian citizen or a permanent resident. Must have an acceptable Credit Risk Profile.