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NAB

$200 cash back if you spend $1500 on purchases within 90 days from account opening.

NAB Low Fee Card

Balance transfer

0% for 12 months

Purchase rate

20.99%

Annual fee

$30 per year

Up to 44 days interest free on purchases and 20.99% P.A. standard rate after that. Plus, get 0% for 12 months on balance transfers, 3% BT fee applies.

Highlights

The Low Fee Card allows you to minimise annual costs, giving you the freedom to spend your cash on the things that matter. A slightly lower purchase rate and interest free period also supports you to stay on top of your spending.

Main features

Rate type

Rate %

Duration

Purchases

20.99% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	$3

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$30	per year
Monthly fee	-	-

More information

Low Fee Card features and benefits:

NAB’s lowest annual card fee
Additional cardholders can be added at no extra cost
Enjoy complimentary purchase protection insurance,
NAB Defence fraud protection

Things to consider when comparing cards:

Higher standard interest rate compared with the NAB Low Rate Card (annual card fee remains the lowest)
Rewards and frequent flyer points cannot be accrued using this card
$1,000 minimum credit limit.

Terms & conditions

The special balance transfer interest rate of 0% p.a. will apply for a 12 months.

A 3% fee applies to the balance transfer amount.

44 days interest free are only applicable when you pay your balance in full by the due date.

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