How credit worthy are you?

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What is a credit score?

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Credit Score Fact #1

Your credit score is a number that represents your credit history. Lenders look at this score when deciding whether or not to lend you money.

Credit Score Fact #2

We connect with Experian (one of three credit reporting agencies in Australia) to pull your credit history. These agencies play a vital role in providing lenders with information that helps them determine how likely you are to default on a loan.

Credit Score Fact #3

To keep your info safe and secure, we check your ID against the DVS (Document Verification Service). The DVS is a government service that works with organisations like ours to protect Australians from identity crime.

How does it work?

  • Experian will check your credit enquiries & applications for credit in recent history to calculate your score.
  • Your score represents your ability to pay loans on time. If helps financial institutions decide whether or not to lend you money.
  • The score is subject to change based on how well you pay back your liabilities. This applies to anything from your mobile phone bill to your mortgage repayments.
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Your credit score matters

From credit cards to car loans, find out your numbers stack up.

Your details are safe and sound.

Your data is protected with 128-bit encryption. Rest easy knowing that any information you provide us with is safe and secure. Learn more about security.