How credit worthy are you?

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What is a credit score?

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Credit Score Fact #1

Your credit score is a number that represents your credit history. Lenders look at this score when deciding whether or not to lend you money.

Credit Score Fact #2

We connect with Experian (one of three credit reporting agencies in Australia) to pull your credit history. These agencies play a vital role in providing lenders with information that helps them determine how likely you are to default on a loan.

Credit Score Fact #3

To keep your info safe and secure, we check your ID against the DVS (Document Verification Service). The DVS is a government service that works with organisations like ours to protect Australians from identity crime.

How does it work?

  • Experian will check your credit enquiries & applications for credit in recent history to calculate your score.
  • Your score represents your ability to pay loans on time. If helps financial institutions decide whether or not to lend you money.
  • The score is subject to change based on how well you pay back your liabilities. This applies to anything from your mobile phone bill to your mortgage repayments.

Your credit score matters

From credit cards to car loans, find out your numbers stack up.

Your details are safe and sound.

Your data is protected with 128-bit encryption. Rest easy knowing that any information you provide us with is safe and secure. Learn more about security.