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The secrets to getting better value family health cover

Simon Jones

Simon Jones

Updated 31/08/2023

Want to learn how to save money on health insurance even when you’re not sick? We have the answers that your health insurer won’t tell you.

The secrets to getting better value family health cover

Every cent counts right now, right? We hear you, and healthcare that's not covered by Medicare - like dentist and physio visits - can leave you largely out of pocket, because even when you're well, it costs money to stay that way.

That's why a lot of Aussie families are making sure their extras cover doesn't fall short of their needs. Spending a few minutes with Compare Club's health cover experts could help you save hundreds of dollars on your premium — as well as ensuring you're getting as much money back on your extras as you can.

From a dentist check-up to getting new glasses — the savings are real

Value for money on health cover means finding a policy that's both affordable and minimises any additional costs to you.

For example: Your family of four might get dental cleans done once every year. Your average cost for cleaning is $111 and your current fund covers 50% of that cost, you'll get back $222 on your treatments.

But you can save more by switching to a fund paying out 80% of your dental cleaning costs. You'll get back $355 on your yearly dental visits. That's a decent saving and puts money right back into your pocket, without compromising your oral health.

Paying too much?

Australia: We saved our average customer $300* on their average annual premium! Select your age below and see how much you could save!

Compare Club's health cover experts compare extras premiums, and rebates, to ensure you're getting as much value as possible.

Cut your costs with the right health insurance

You don't have to be sick to find value from your health cover. Those annual preventative treatments like dentist check-ups and new glasses can quickly add up, especially without adequate extras cover.

How do I know if my extras cover is good value?

Ask us! Compare Club's experts compare extras cover across a panel of trusted insurers so you can make your health insurance work harder for you.

Compare Club does all the hard work for you.

There's no need to worry about waiting to claim either. Switching to cheaper equivalent cover means you usually won't need to serve any new waiting periods.

Over the last 5 years, we've saved our customers an average of $300* off their annual health insurance cost when they switched policies through us.

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Make your health cover work harder for you, and save money even when you're not sick.

This article is opinion only and should not be taken as medical or financial advice. Check with a financial professional before making any decisions.

*$300. average savings based on 136,746 customers between 1 Jan 2018 - 23 December 2022.  #Compare Club compares selected products from a panel of trusted insurers. We do not compare all products in the market.