Life Insurance Pre Assesment Thank You

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Your pre-application has been submitted. This information will significantly improve how quickly and accurately our experts can match you with a product that meets your needs.

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You will skip any unnecessary questions and if you qualify you will get straight into the application process.

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Life Insurance FAQ's

Common questions about comparing life insurance. Here are some of the most frequently asked questions we receive about life insurance:

When’s the best time to take out life cover?

Most people tend to get life insurance when they get their first mortgage, get married or have a baby or when other life significant events occur.

How is my life cover premium calculated?

Your life insurance contract is based on your circumstances when your policy starts, so if your health changes AFTER that, your policy is not affected.

Can my job affect my life cover premium?

Yes it can. If you change occupation to a lower risk job you may be able to apply for lower rates for Total and Permanent Disability (TPD) and Income Protection cover.

Compare Club Australia Pty Ltd (CCA) is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326). CCA is a credit rep (Credit Representative Number 519886) of Alternative Media Pty Ltd (ACL Number 486326). The financial products compared on this website do not necessarily compare all features and products in the market that may be relevant to you.

Comparisons are made on the basis of price only and different products may have different features and different levels of coverage. Not all products are available to all customers. Information found on the Compare Club website is for general purposes only. Before using our website, you must review our Terms of Use, the Privacy Policy, Financial Services Guide (Life Insurance Products), Financial Services Guide (General Insurance) and Credit Guide (Home Loans).

Compare Club acknowledges the traditional owners of the lands on which we work. We pay our respect to Elders past, present and emerging, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.