Compare Income Protection
Policies & Save
Protect the lifestyle you love, and save
while you’re at it.
Excellent
Based on 7774 reviews on
Our Life Insurance Partners
These logos represent some of the brands that we compare. We do not compare all products on the market and
we are not necessarily recommending any of the brands displayed. You will need to talk to a financial advisor to identify
the product that best suits your needs.
How Our Service Works
Understand how we can help you save on your life insurance.
Enter A Few Details
Tell us a bit about yourself
and your situation so that
we can find appropriate
policy matches. Premiums
vary depending on your age,
gender, annual income,
lifestyle and occupation.
Choose Coverage
Tell us about the type of
policy that you are looking
for and we’ll use this to find
policies that suit you. Your
occupation and the level of
cover will both affect the
cost of premiums.
Talk to A Specialist
Take a look at the
personalised policy options
that we find for you and
choose the one that works
best. In order to take out a
policy, you have to speak to
one of our specialists on the
phone we can help you
understand the cover to
make an informed choice.
Get Covered
We’ll prepare a quote
comparison from a number
of insurers for you and one
of our specialists will reach
out to discuss your options.
Want to get things sorted as
soon as possible? Give us a
call on 1300 904 624. we
will setup everthing for you.
What is income protection insurance?
Protect your most valuable asset - your income.
Compare Multiple insurance providers & Save
A Few Things You Should Know About
Income Protection Insurance
We know income protection insurance can be tricky, so our specialists have highlighted some important things to keep in mind:
Indemnity value
Indemnity value policies are
based on your income at the
time of making a claim.
Age-stepped Vs Variable
Premiums
Age-stepped premiums are
cheaper initially but increase
over time. Variable premiums
are more expensive in the
short term but can be the
more cost effective option in
the long run.
Premiums are
tax deductible
Income protection are
generally tax deductible
when purchased outside of
super, while self-employed
workers may be able to
deduct premiums inside
super, too.
Waiting /
Benefit Period
Depending on when you
want to receive your
payments and for how long,
you are able to choose your
waiting and benefit periods
depending on your
circumstances.
How we've helped Australians like you
Showing our 4 & 5 star reviews
by Ryann SoledadLuke is very helpful when im going to…
Luke is very helpful when im going to get my insurance and my partner. She is so lovely and very jolly person she helps us to understand anything about the policy. thanks luke well done !
- by Raja Theva Krishnan
Amazing dedication and follow up…
Amazing dedication and follow up initiative by Roydon Riki and team. I finally got my life insurance sorted fully. Thanks a lot mate, a trusted friend of Australia.
- by Adrian Armitage
Smooth and professional and thanks to…
Smooth and professional and thanks to Bobby for managing the number of questions well. Would recommend Zurich alert potential customers to the length of the process.
- by Niki Pupa
Compare club - exceptional team
Roydon Riki, exceptional service thank you so much for all of your help and support today with my life insurance policy. We've made a switch today and ive saved alot of money on my new policy. Highly recommend these guys.
- by Pin
Shane Healy was fantastic assisting me…
Shane Healy was fantastic assisting me in reviewing my life insurance allowing me to decide what’s best for me at the time. Highly recommend using CompareClub Life
- by Lata Tauvao
Luke is Amazing!
Luke is Amazing! Great customer service, very knowledgeable, professional and such a joy to talk to... he really looked after us and took the time to thoroughly explain the range of policies and answer all of our questions that came up to help us make a decision and choose the right product to fit our needs.
- by ERICK T
Thankyou Luke for your very open &…
Thankyou Luke for your very open & informative consultation. All queries were answered with polite but clear transparency. Customer service 5stars. True professional conduct with genuine empathy on customer needs. Compare Club lucky to have such a genuine professional on there team. Thanks again Luke made a hard decision easy.
- by Saleshni
I had great experience with sales…
I had great experience with sales consultant Charles Ndibe who assisted me through my life insurance request which I never thought I would get with such a great rate. Charles was very supportive throughout my journey with insurance coverage .
by KevinChris was very patient and explained…
Chris was very patient and explained everything to me. We went through the process completely and informed me of the coming step to get life insurance. I would recommend his services to anyone.
- by Susi Lazar
I had a wonderful experience with…
I had a wonderful experience with Archie. She was very informative and made our transition very easy. I don’t usually like dealing with insurance issues, but the offer was great and with Archie’s grate help and advice it was a no brainer. I would highly recommend to anyone.
- by customer
The agent I dealt with Samantha
The agent I dealt with Samantha, provided excellent service was very friendly and easy to deal with she made the experience a pleasant one.
- by Susanne Hulehøj Olsen
Professional and efficient insurance broker
Firstly I would like to give more than 5 stars to Charles N for being so very clear in explaining the details of the life insurance policy I chose, in being efficient and effective in finalising the process and in being very pleasant, kind and personable. It was a very easy and straightforward process. I just stumbled across CompareClub.com.au when I was looking to update and change my current life insurance policy - and I am glad that I did! I am pleased with the choices I was initially given in regards to the different policies and happy with my chosen insurance company.
- by Warren
Chris was excellent he was friendly…
Chris was excellent he was friendly professional patient the experience was fantastic thank you
- by Jay
Thank you to Laura who helped me…
Thank you to Laura who helped me organise my life insurance, Overall, she made the process as easy and convenient as possible and made the entire experience smooth and stress-free.
- by Kumar
Paula’s So Helpful
Paula assisted me the selecting the most suitable cover for my situation. Always available to answer questions and help the application process. Very friendly, thanks Paula
- by Tracey Mew
I can not thank Shane Healy enough
I can not thank Shane Healy enough. The customer service is 10/10. We have been putting off reviewing our life insurance for years as it always seemed too hard- where do you start, who do you trust and who has the time to to the research? Shane did all the hard work, found a policy for my husband and I that didn’t compromise our cover and saved us money! Shane guided us through the whole processes, explained in detail all the policy terminology and kept us up to date along the way. Calling or emailing when he said he would. Imagine how much money we would have saved if we did it earlier. Thanks again Shane.
- by Vasavi
I recently came across this site when I…
I recently came across this site when I was searching for best insurance services in the market. After I filled in details, Archie has approached me and she was with me through out the process. The entire process took almost 3 months due to various reasons and she helped me all through. She is very approachable and updated me with all the outcomes and advised me where needed. She has also processed my husband’s life insurance. I highly recommend her to anyone who want to take up an insurance but not sure where to start. She is very helpful.
- by Paul
Big thankyou to Shane Healy for guiding…
Big thankyou to Shane Healy for guiding me through the process of getting life insurance. The experience was easy and hassle free. He also asked me if I needed any other policies and if I do he will be the 1st person I contact. Thankyou. 5 stars
- by Yasoda Mani
Marvellous, the greatest service I ever had in my life before no doubt I’m very happy
Hi, it was just wow to me this company like I couldn’t believe it. What I was doing all this time not joining this company well I just want to say it help me out for everything and then I’m so easy for my Life Insurance now. I’ve got no worries left over so just want to say thank you a big thank you and big hug
- by Mriganka Mukherjee
Client Services Staff David Nguyen was…
Customer Service Staff David Nguyen from Client Services was amazing, his dedication to ensuring customer satisfaction truly stood out. His patience, attentiveness, and willingness to go above and beyond made a significant difference in resolving my issue promptly and efficiently. He will be an asset for the team. keep the good work David
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