Terms Of Use

Introduction

The Compare Club Website (“The Host”) is owned and operated by Alternative Media (“AM”). AM operates the website www.compareclub.com.au which compares health insurance and services.

Acceptance of Terms

This statement governs your use of the The Host Website. The other terms and conditions contained in the Privacy Policy and on the Website also form part of AM’s agreement with you. Please read them carefully before proceeding.

Your use of and access to the The Host is conditional upon your acceptance and compliance with these Terms. Your use of and access to the The Host constitutes your agreement to be bound by these Terms. From time to time, AM may change these Terms, without notice. Any subsequent use of or access to The Host by you will mean that you have accepted the changes to these Terms.

If you do not agree to these Terms, you must not use or access the The Host Website.

These Terms are intended to be for the benefit of each of AM, its Related Bodies Corporate and their respective Personnel.

The pricing on this site is provided by third parties and is displayed in Australian dollars (AUD). The amounts are subject to change with price revisions and do not include any revised terms that may be applied, such as a loading.

Host provides an information service to obtain quotes and compare certain products and services on the basis of particular criteria you may select including brand and price. The products and services quoted and compared are not representative of all the products and services available in the market. At times, not all brands may be available.

Commissions

In order to provide a free comparison service, we collect a fee from participating providers when you join a policy and when the policy is approved and goes into force. You are not required to pay us for our service nor does it alter the premium you would be charged if you were to buy this same policy directly from an individual fund.

No Financial Advice

The Host provides you with factual information, advertisements and links to other websites. The Host may also contain general information about products and services and what to consider when buying. However, The Host contains no personal recommendations, suggestions or advice about the suitability of a product or service for you and your needs, and does not take into account your individual circumstances.

Before acting on the information and guidance provided by the The Host, you should evaluate your own individual needs, objectives and situation and which products are suitable.

Limitations

In no event shall The Host or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on The Host Website, even The Host or authorised representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Jurisdiction

These Terms of Use are governed by the laws in force in New South Wales, Australia and you irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts.

General Disclaimer Information

This site contains information, data, documents, pages and images prepared by Alternative Media (“the Information”) for and on behalf of Compare Club (“The Host”). Whilst the Information contained in this site has been presented with all due care, The Host does not warrant or represent that the Information is free from errors or omission as a result of information passed on by Third Party Providers.

Only Australian Residents with access to Medicare are able to purchase the products advertised on the website.

AM is not a registered health benefits organisation.

Accuracy of information

Whilst the Information is considered to be true and correct at the date of publication, changes will occur and changes in circumstances after the time of publication may impact on the accuracy of the Information, and therefore the Information should not be relied upon. The Information may change without notice and The Host is not in any way liable for the accuracy of any information printed and stored or in any way interpreted and used by a user.