YOUR LIFE'S INCOMPARABLE
AND YOUR COVER SHOULD BE TOO.
We help you save on cover that fits you — not the average John or Jane.

Meet our Partners

We work with a wide range of leading insurance providers. Unfortunately some funds choose not to be listed, but we'll still help you find the best value from those who are.

As seen on the news. Trusted by Aussies.

When trusted media outlets need expert insights on insurance, finance and utilities they turn to us. Our experts help Aussies make smarter comparisons - saving time, stress and money.

abc news
9news
7news
kiis
hearld sun
daily telegraph
courier mail
financial review
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2026 Health Premium Rise - Featured on WIN News
Kate Browne from Compare Club joined WIN News to talk about the impact of the 1 April 2026 private health insurance premium rises and how they can vary across funds and policies.
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Millions Overpaying on Health Insurance – 7NEWS Interview
Kate Browne from Compare Club joins 7NEWS to explain why premiums are jumping and what households can do now to protect their savings.
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2026 Premium Rises Could Push People to the Edge - 3AW Radio Interview
Kate Browne explains on 3AW why this year’s health insurance increases are biting households and what people can do to stay in control.

Why 1 Million Aussies Choose Compare Club

Australia’s #1 for life and health insurance comparisons.
More people trust Compare Club to help them find the right cover for their needs.
300+ real humans, here to help.
Our Australian experts talk to thousands every day, helping people make smarter choices about insurance, finance and utilities - without the jargon.
Independent. Unbiased.
Focused on you.
We’re independently owned, so you get the plan you need, not what we’ve been told to sell.
4.6 ★ on Trustpilot
Rated and recommended by Aussies

Based on 9907 reviews on

The thorough way in which I was…
Peter Allan - 7 hours ago
The thorough way in which I was informed and the follow up.
The Gentleman I spoke to was very clear…
Kevin Cameron - 9 hours ago
The Gentleman I spoke to was very clear and knew his stuff. I agreed to change plans and my Electricity has changed as of Yesterday, Gas in a week or so. Saved me at least 35% on Electricity and a little on Gas
Private Health care at a reasonable price
Malcolm - 11 hours ago
Your consultant, "Angus" was very helpful and pleasant to deal with. He carefully explained the process so well, I had no further questions to ask after the interview.
getting a good deal and saving money
Rasimpson - 11 hours ago
lanz is the name of the guy who arranged the policy for me He was very helpful,easy to understand.Changing policies from my current provider to first energy is helping me to save money.Compare club was able to get me a grate deal and save me a lot of money.I would highily recomend compare club if you want to get a grate deal and save money.
I spoke to Maurice about analyzing my…
Rose - 11 hours ago
I spoke to Maurice about analyzing my electricity account he was very thorough he explained things well for me to understand and I felt very confident with changing my plan within Origin my original provider
excellent service from compare club
Jill - a day ago
excellent service from compare club
Very easy transition
Mrs Lyn Lewis - a day ago
Very easy transition
Good telephone call centre employee.
David - a day ago
Good telephone call centre employee.

Your life. Your goals. Your savings.

From big moves to everyday bills, we help you save again and again on what matters to you.

Smart explainers made for busy people

We turn the complicated stuff into clear, practical advice, so you can make the right decisions for you and your life.

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The private health insurance rebate explained
by Chris Stanley
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Benefits of private health insurance
by Chris Stanley
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What is the lifetime health cover loading in Australia?
by Chris Stanley
Got questions? Let's clear things up.
Do I have to pay to use your service or join Club+?

No. Our comparison service is completely free, and you don’t need to join anything to get a quote. If you do switch to a better offer, you’ll be asked to create a free Club+ account. This helps you save your quotes, access your policy, and get useful alerts so you can keep saving in the future.

Are you showing me all the providers and products?

We don't compare every provider in the market, but we work with a wide range of well-known providers that cover a large portion of products. Unfortunately some providers choose not to be part of comparison services. If you're ever unsure, just click the (+More) link on our product pages to see exactly which partners are included and which ones aren't. That way, you always know what you're comparing.

Will I get a better deal going direct to the provider?

Some brands may offer exclusive direct-only pricing but our customers often tell us they uncover better value or more suitable cover after comparing multiple providers side by side. Plus, when it comes to switching, we make it faster, easier, and hassle-free by managing the entire process for you.

Do you get paid to recommend certain products?

No. The recommendations you see are based on your needs, not commissions or paid recommendations. Products are ranked by how well they match what you're after - like price, features and value. And if you're chatting to our agents, their commission structure is not incentivised to push a particular product.


From time to time, some providers may offer member promotions (such as gift cards) that we pass on directly to you, not to our agents. These don't affect the way we rank or recommend products.

Does using Compare Club make my policy more expensive?

No. The price you see is the same as going direct for the identical policy - we don't add any extra fees. Our service is free, and you'll get expert support to help you compare and switch with confidence.

How does Compare Club make money?

Our service is free for you. We receive a fee from providers when you purchase through us, but you'll pay the same price as you would if you went to the provider directly for the same policy. No hidden fees. No surprise costs.

Why are you calling me so much?

We get it - too many calls can be frustrating. We're looking to reduce how many times we call you and improve how we follow up, including options like SMS, email or online-only support.

What if you don't do what you promised?

We're committed to delivering what we say. If anything goes wrong, we want to know and make it right. We monitor our team's performance closely and use your feedback to constantly improve how we operate.

Things you should know

As our customer you'll be provided with quotes directly from the insurer for the product you intend to purchase. We manage the application and deal with the administration work and insurer. We do not charge you a fee for the service we provide, the insurer simply remunerates us in return for setting up your policy.


The products compared on this website do not necessarily compare all features that may be relevant to you and different products may have different features and different levels of coverage. Comparisons on health insurance products are made on the basis of price or fit; comparisons on all other products/services are made on the basis of price only. Compare Club does not compare all policies or products available in Australia and our product partners may not make all policies or products available to Compare Club.