Based on 8976 reviews on

YOUR LIFE'S INCOMPARABLE
AND YOUR COVER SHOULD BE TOO.
We help you save on cover that fits you — not the average John or Jane.
Select a product to get started
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Health Insurance
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Life Insurance
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Energy
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Meet our Partners

We work with a wide range of leading insurance providers. Unfortunately some funds choose not to be listed, but we'll still help you find the best value from those who are.

As seen on the news. Trusted by Aussies.

When trusted media outlets need expert insights on insurance, finance and utilities they turn to us. Our experts help Aussies make smarter comparisons - saving time, stress and money.

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2026 Health Premium Rise - Featured on WIN News
Kate Browne from Compare Club joined WIN News to talk about the impact of the 1 April 2026 private health insurance premium rises and how they can vary across funds and policies.
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Millions Overpaying on Health Insurance – 7NEWS Interview
Kate Browne from Compare Club joins 7NEWS to explain why premiums are jumping and what households can do now to protect their savings.
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2026 Premium Rises Could Push People to the Edge - 3AW Radio Interview
Kate Browne explains on 3AW why this year’s health insurance increases are biting households and what people can do to stay in control.
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Why 1 Million Aussies Choose Compare Club

Australia’s #1 for life and health insurance comparisons.
More people trust Compare Club to help them find the right cover for their needs.
300+ real humans, here to help.
Our Australian experts talk to thousands every day, helping people make smarter choices about insurance, finance and utilities - without the jargon.
Independent. Unbiased.
Focused on you.
We’re independently owned, so you get the plan you need, not what we’ve been told to sell.
Rated and recommended by Aussies

Based on 8976 reviews on

I was just about at my wit's end in…
Alan Mitchell - a day ago
I was just about at my wit's end in dealing with Origin Energy (my provider for many years) in trying to get a better deal after our latest bill of nearly $1000 a quarter! Talking to one of their O/S call centres (why Australian companies continue to use O/S call centres) is totally beyond me. I simply cannot understand them! I tried another two energy companies--same result, I can't understand them. I was to give up when I answered a promo by Compare Club. I filled out the form, and about 7pm that night, I had a call from (a) Bastian Riquelme. And Bastian spoke very good clear English! Joy oh joy. We spoke for a good hour with Bastian assuring me he could get a better deal. And, he did. This bloke knows his stuff. He came back with two options and I was leaning towards his first recommendation when I clicked onto their Reviews. The news was not good. They were damned each & every way. I alayed my fears to Bastian. He listened intently to what I was saying--he didn't try to talk me down--unlike other various call centre reps. He respected my concerns (I like that), and immediately switched tact. I should point out here that Bastian did make comment prior to signing me to this other energy company, that while their rates were the cheapest, "Origin Energy ran them a close 2nd." His comment "Alan, I think you would be happier re-signing with Origin...and I would too. Bastian then went through what Origin was offering, and I agreed to sign up. The deal he put together was very, very good. Way better than Origin's own call centre rep was trying to get me to sign--and he could barely speak English (Origin...take note). I'm an old bloke and fair dinkum, I am so sick and tired of trying to understand these O/S call centres. My brain was virtually "fried" prior speaking with Bastian. I can't praise him enough. Alan Mitchell. 6.4.26.
I was given comparisons and changeover…
Robert John - a day ago
I was given comparisons and changeover was made for me
Polite and helpful staff that found a…
Lance - a day ago
Polite and helpful staff that found a cheaper policy that provided more coverage. 👍
I was pleased by way everything handled…
John - a day ago
I was pleased by way everything handled and will wait until first bills come in to see if all offered comes through. It is first time I have compared and will be doing regularly now.
It was a great experience for me…
Maria - 2 days ago
It was a great experience for me exploring compare club. Joanna lead to the process and I am happy to be able to find a better life insurance at my age and my circumstances. It gave me peace of mind which is priceless. Many thanks Joanna. Maria Tan
Gentleman I spoke to was very helpful…
Elizabeth - 2 days ago
Gentleman I spoke to was very helpful in comparing prices for me I am Hopi g it is a good deal certainly sounds like it is I will find out with my next two bills
Easy to understand
Viola - 2 days ago
Easy to understand. Very knowledgeable with their advice.
Great service and Great offer
Sonia - 2 days ago
We spoke to Ricky who was very helpful and knowledgeable. He took his time and made sure we understood what was available and came back with a great deal. We were very impressed and would highly recommend. Will definitely do the same next year.

Your life. Your goals. Your savings.

From big moves to everyday bills, we help you save again and again on what matters to you.

Smart explainers made for busy people

We turn the complicated stuff into clear, practical advice, so you can make the right decisions for you and your life.

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The private health insurance rebate explained
by Chris Stanley
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What is the annual private health insurance premium increase in 2026?
by Chris Stanley
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Who pays the Medicare levy and the Medicare levy surcharge?
by Chris Stanley
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Got questions? Let's clear things up.

No. Our comparison service is completely free, and you don’t need to join anything to get a quote. If you do switch to a better offer, you’ll be asked to create a free Club+ account. This helps you save your quotes, access your policy, and get useful alerts so you can keep saving in the future.

We don't compare every provider in the market, but we work with a wide range of well-known providers that cover a large portion of products. Unfortunately some providers choose not to be part of comparison services. If you're ever unsure, just click the (+More) link on our product pages to see exactly which partners are included and which ones aren't. That way, you always know what you're comparing.

Some brands may offer exclusive direct-only pricing but our customers often tell us they uncover better value or more suitable cover after comparing multiple providers side by side. Plus, when it comes to switching, we make it faster, easier, and hassle-free by managing the entire process for you.

No. The recommendations you see are based on your needs, not commissions or paid recommendations. Products are ranked by how well they match what you're after - like price, features and value. And if you're chatting to our agents, their commission structure is not incentivised to push a particular product.


From time to time, some providers may offer member promotions (such as gift cards) that we pass on directly to you, not to our agents. These don't affect the way we rank or recommend products.

No. The price you see is the same as going direct for the identical policy - we don't add any extra fees. Our service is free, and you'll get expert support to help you compare and switch with confidence.

Our service is free for you. We receive a fee from providers when you purchase through us, but you'll pay the same price as you would if you went to the provider directly for the same policy. No hidden fees. No surprise costs.

We get it - too many calls can be frustrating. We're looking to reduce how many times we call you and improve how we follow up, including options like SMS, email or online-only support.

We're committed to delivering what we say. If anything goes wrong, we want to know and make it right. We monitor our team's performance closely and use your feedback to constantly improve how we operate.

Things you should know

As our customer you'll be provided with quotes directly from the insurer for the product you intend to purchase. We manage the application and deal with the administration work and insurer. We do not charge you a fee for the service we provide, the insurer simply remunerates us in return for setting up your policy.


The products compared on this website do not necessarily compare all features that may be relevant to you and different products may have different features and different levels of coverage. Comparisons on health insurance products are made on the basis of price or fit; comparisons on all other products/services are made on the basis of price only. Compare Club does not compare all policies or products available in Australia and our product partners may not make all policies or products available to Compare Club.