Compare hundreds of policies
in minutes to find health cover
with Compare Club
We’ll even reward you when you compare and take out
combined cover through us.**
combined cover through us.**
Here are 5 reasons University of Western Sydney University students should
compare health cover with us:
- Filter hundreds of policies in minutes. Compare Club’s experts help find a policy that’s fit for your health needs and compare matching policies side by side.
- Receive a gift card after you compare and join a Hospital and Extras policy. Simply compare health cover with us today, take out a combined Hospital and Extras policy through Compare Club and receive a $50 e-gift card. In order to get your gift card, let us know you are a Western Sydney University student and send your adviser an email from your student account.**
- Save on your health cover. Already got health insurance? Over the last 5 years we’ve saved our customers an average $300 when they’ve switched policies through us.*
- Direct Price Guarantee. If you take out a health cover policy with us and find the same policy for a cheaper premium elsewhere, our Direct Price Guarantee means that we’ll pay you 110% of the difference in price for the first year of the policy.
- Free & simple. We're free to use, there's no hidden fees and our team takes care of all your paperwork.
Almost There!
In order to save you time and money we need to ask you for a few more basic details so that we can provide you with an accurate comparison from our trusted panel of health funds.
We’ll help you figure out how to choose the right policy for your particular situation
Got questions? We’re happy to answer any health insurance related queries without any obligation on your part.
How our experts have
helped Australians like you
Our customers say
4.6 out of 5 based on 5158 reviews
Showing our 4 & 5 star reviews
by Florence PierceQuick & Easy Change of Health Insurance!
Compare Club contacted me today in reference to an online Health Insurance survey I recently filled out: Alicia of Compare Club was Beyond Brilliant! She compared Insurers for me, got me far better, more reasonably priced coverage, ensured I now have more & better Extras Cover with BUPA than I ever did with my previous Insurer (AHM) & easily transferred me to my new Health Insurer, all in record time (but without rushing me). Not only that, Alicia Tailored my new coverage Specifically, to my exact Medical & Health needs - again, all for a better Fortnightly/Monthly Premium! Alicia also simplified all of the complex details in clear language ensuring that the whole process was not only quick, but pain-free & even enjoyable! Would recommend them to absolutely anyone: Thanks, Alicia & thanks, Compare Club!
- by Klaudia Dunk
Private health
The consultant compared my health fund cover and how much I use it to see if there was any better options. The only better option to match with my usage is with my health fund at a lower level of extras, but they still walked me through the steps of how to change it, despite the fact that what they usually do is get people a better rate by changing providers.
- by J C
Cheers to Mac!
Took out my first ever Private Health Insurance policy today with the assistance of Mac who was super helpful and cracked a few jokes here which made it an enjoyable experience. Cheers Mac, you're a Legend!
- by Louise Chiconi
They had my best interests in sight
I spoke with a lovely lady, Ellie, who was looking out for my best interests in health insurance, understanding what I was looking for and what I needed. Whilst I had done some research of my own I also needed assistance on understanding other areas (health insurance is not the easiest to understand) and we both agreed on the same. Having her understand my priorities was a great way to move forwards.
- by Vera Randall
PROFESSIONAL, EMPATHETIC, ADVICE SAVED $S
On following up on our re quest for a review of our health fund cover, team member Andy, handled our enquiry professionally, with empathy and friendliness. We accepted Andy's information with confidence and transferred to a fund that is not saving us $200 plus per month. In addition, Andy informed us that when out of the country, on advising our new fund we would not be required to make a payment.
- by Sharon F
Very Happy Customer
My experience today with both Shaneen (not sure) and Taylor was exceptional. They took their time to ask the necessary questions of what I was wanting to achieve from my Health Care Fund. I found Taylor to be very professional and helpful and he was able to find a much better option for me where I not only saved but also received more for my dollar. Couldn't ask for more than that!!
- by Ray Russell
I've been thinking of changing…
I've been thinking of changing Healthcare insurance for a while but found it a bit daunting. Using this comparison service made it all easy. Well explained and pleasant to deal with. Ended up with a similar policy for less with better extras cover. And some pretty handy advice from Alex Valentini. Thankyou.
- by Robert Leslie Johnson
First of all I enquired about my health fund costs
First of all I enquired about my health fund costs and in doing so I found that I could save a few dollars on my current fund. The people at compare club are not pushy in any way and it was a pleasure doing business with them. Then I asked about my electricity costs and the same thing applied I saved more money as I am in my 80s every little bit helps.
by BradThe assistance was god and concise
The assistance was god and concise, my big problem was not getting told of the increase and therefore given a premium that was to be out of date before I paid my first. Not happy Jan.
- by Anne
A good review - so far
I was impressed with my service Matt the person I dealt with was clear and helpful I must admit I was weary as I had a bad expert with a company with health comparisons before and that locked me into a contract that didn’t cover what I requested So so far all is ok and appreciated the follow up afterwards Let’s hope our association is a good one Anne
- by Anthony
Easy to comprehend and informative
Easy to comprehend and informative. Understanding our requirements and adjusting our policy to suit. Everything was well explained.
- by Marjetta
Very informative
Very informative
- by Thuy
It was very good!
It was very good!
- by Dianne
conversation was easy and…
conversation was easy and understandable very informative
- by Dianne
Health comparison
Max was very informative and made sure I got everything I needed in my policy at a better price than HCF
- by Divakar
Yanni from Compareclub was very patient…
Yanni from your group was very patient and honest. He took the time to understand my requirements and provide a health fund that suited our needs. I took the call from him as unlike other sales people who earlier responded to my enquiry started bragging about their qualifications.
- by Sara Meadows
Greater savings monthly and on claims
Alexander was extremely helpful. Made sure he understood our needs and found a new policy for us that is not only cheaper but will allow us to claim more on the services we use most.
- by Don
Excellent service
Excellent service, easy to talk too
- by Stuart Drummond
The client representative very knowledgeable
The client representative was very knowledgeable and extremely helpful to save any confusion with the change over.
- by Gary Newman
Josh was super efficient and helpful
Josh was super efficient and helpful
Health Insurance Student FAQ's
Common questions about comparing health insurance. Here are some of the most frequently asked questions, from students, we receive about health insurance:
Overseas Student Health Cover (OSHC) is a mandatory requirement of your student visa in Australia, unless you have an exception. You must have OSHC for the period of time you are studying in Australia. This insurance means you can easily access medical services while you’re here – so you don’t need to worry about getting injured, or sick.
If your home country has a reciprocal health care agreement with Australia, you could access some subsidised health services with Medicare while you are studying here. However, your access to cover may be limited and you may still require OSHC. Medicare does not cover dental or optical services for example, even for Australians.
A single student policy typically only covers the student who is here to study. A dual family policy can cover the student, and either their partner, or child. If you are here to study, and you’re able to bring your family, there are family policies for overseas students as well.
This depends on your insurer (also called your health fund), the level of cover you choose, and the specific terms and conditions of your health cover policy. Most student health insurance policies include cover for:
- Hospital emergencies
- Emergency ambulance transport
- Doctors (this refers to general practitioners, or GPs)
Again, this depends very much on your health fund, and the specifics of the policy you choose. Items like dental or optical care, and not usually included in a basic policy. These are considered ‘extras’. See below for more information regarding this:
Hospital cover means that you are covered for treatment in a hospital, as well as in-hospital procedures and accommodation. What treatments you’re covered for, and the extent of that cover depends on the tier of cover you get.
Extras cover means that you’re covered for “extras” that aren’t covered by Medicare, but are routine to keep you healthy. This includes dental care, going to the optometrist for a new pair of glasses, or going to the physio.
Yes, you can! However, that means you won’t be eligible for the gift voucher.
We compare some of Australia’s top health insurers, including BUPA, HCF, AHM, and more.
You’ll receive your $50 gift card by email up to 28 days after we have confirmed your eligibility for the gift card.
Yes, there is.
- Private health insurance, subject to the level of cover held, allows permanent Australian residents to be treated as a private patient in hospitals and can help pay for services that Medicare doesn’t cover, including trips to the dentist and new glasses as well as specialists like orthopaedic surgeons, should you require one.
- Overseas Students Health Cover is for student visas and must be paid upfront for the length of time the visa is active. For example, if your visa is for two years, you must pay for two years of health cover upfront. All people on your visa must also be included on your cover. If you want to learn more, please read our guide.
The cost of your OSHC policy depends on how long you are studying for in Australia, and the level of cover you require. It is also impacted by the number of people on your policy. Every student’s healthcare requirements are different. Speaking to an expert can help you navigate the systems you need, and find a level of cover that meets your needs - and your budget.
To get Overseas Visitors Health Cover Quotes visit:
https://compareclub.com.au/health-insurance/visitors-visa-ovhc/
or contact us at: 1300 084 008. Mon-Fri 8am - 8pm AEST
Western Sydney University Student Terms and Conditions
** A qualifying customer who purchases an Eligible Hospital and Extras Health Insurance Policy through Compare Club that is a single, family, couple, or single parent policy will receive a $50 e-gift card. Eligible Recipients will receive their Gift Card by email up to 28 days after Compare Club has confirmed their eligibility. See full Terms and Conditions and eligibility criteria here.
*Based on 111,658 policies sold Jan 2017 - Nov 2021
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