Compare hundreds of policies
in minutes to find health cover
with Compare Club
We’ll even reward you when you compare and take out
combined cover through us.**
combined cover through us.**
Here are 5 reasons University of Western Sydney University students should
compare health cover with us:
- Filter hundreds of policies in minutes. Compare Club’s experts help find a policy that’s fit for your health needs and compare matching policies side by side.
- Receive a gift card after you compare and join a Hospital and Extras policy. Simply compare health cover with us today, take out a combined Hospital and Extras policy through Compare Club and receive a $50 e-gift card. In order to get your gift card, let us know you are a Western Sydney University student and send your adviser an email from your student account.**
- Save on your health cover. Already got health insurance? Over the last 5 years we’ve saved our customers an average $300 when they’ve switched policies through us.*
- Free & simple. We're free to use, there's no hidden fees and our team takes care of all your paperwork.
Almost There!
In order to save you time and money we need to ask you for a few more basic details so that we can provide you with an accurate comparison from our trusted panel of health funds.
We’ll help you figure out how to choose the right policy for your particular situation
Got questions? We’re happy to answer any health insurance related queries without any obligation on your part.
How our experts have
helped Australians like you
Health Insurance Student FAQ's
Common questions about comparing health insurance. Here are some of the most frequently asked questions, from students, we receive about health insurance:
Overseas Student Health Cover (OSHC) is a mandatory requirement of your student visa in Australia, unless you have an exception. You must have OSHC for the period of time you are studying in Australia. This insurance means you can easily access medical services while you’re here – so you don’t need to worry about getting injured, or sick.
If your home country has a reciprocal health care agreement with Australia, you could access some subsidised health services with Medicare while you are studying here. However, your access to cover may be limited and you may still require OSHC. Medicare does not cover dental or optical services for example, even for Australians.
A single student policy typically only covers the student who is here to study. A dual family policy can cover the student, and either their partner, or child. If you are here to study, and you’re able to bring your family, there are family policies for overseas students as well.
This depends on your insurer (also called your health fund), the level of cover you choose, and the specific terms and conditions of your health cover policy. Most student health insurance policies include cover for:
- Hospital emergencies
- Emergency ambulance transport
- Doctors (this refers to general practitioners, or GPs)
Again, this depends very much on your health fund, and the specifics of the policy you choose. Items like dental or optical care, and not usually included in a basic policy. These are considered ‘extras’. See below for more information regarding this:
Hospital cover means that you are covered for treatment in a hospital, as well as in-hospital procedures and accommodation. What treatments you’re covered for, and the extent of that cover depends on the tier of cover you get.
Extras cover means that you’re covered for “extras” that aren’t covered by Medicare, but are routine to keep you healthy. This includes dental care, going to the optometrist for a new pair of glasses, or going to the physio.
Yes, you can! However, that means you won’t be eligible for the gift voucher.
We compare some of Australia’s top health insurers, including BUPA, HCF, AHM, and more.
You’ll receive your $50 gift card by email up to 28 days after we have confirmed your eligibility for the gift card.
Yes, there is.
- Private health insurance, subject to the level of cover held, allows permanent Australian residents to be treated as a private patient in hospitals and can help pay for services that Medicare doesn’t cover, including trips to the dentist and new glasses as well as specialists like orthopaedic surgeons, should you require one.
- Overseas Students Health Cover is for student visas and must be paid upfront for the length of time the visa is active. For example, if your visa is for two years, you must pay for two years of health cover upfront. All people on your visa must also be included on your cover. If you want to learn more, please read our guide.
The cost of your OSHC policy depends on how long you are studying for in Australia, and the level of cover you require. It is also impacted by the number of people on your policy. Every student’s healthcare requirements are different. Speaking to an expert can help you navigate the systems you need, and find a level of cover that meets your needs - and your budget.
To get Overseas Visitors Health Cover Quotes visit:
https://compareclub.com.au/health-insurance/visitors-visa-ovhc/
or contact us at: 1300 084 008. Mon-Fri 8am - 8pm AEST
Western Sydney University Student Terms and Conditions
** A qualifying customer who purchases an Eligible Hospital and Extras Health Insurance Policy through Compare Club that is a single, family, couple, or single parent policy will receive a $50 e-gift card. Eligible Recipients will receive their Gift Card by email up to 28 days after Compare Club has confirmed their eligibility. See full Terms and Conditions and eligibility criteria here.
*Based on 111,658 policies sold Jan 2017 - Nov 2021
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