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American Express

Earn 50,000 bonus Membership Rewards

American Express Explorer Card

Balance transfer

Not Available

Purchase rate

23.99%

Annual fee

$395 per year

Receive 50,000 Bonus Membership Rewards Points when you apply online, are approved, and spend $4,000 on eligible purchases on your new Card within the first 3 months. T&Cs apply. New Card Members only.

HIGHLIGHTS

One of the main features of the American Express Explorer Card is the fact that there’s no cap on the number of points you can earn each month, including those from additional cardholders: up to four family members or friends can be added at no additional cost. So no matter how much you spend, you accrue rewards which can be redeemed at a range of travel providers and retail stores.

Main features

Rate type	Rate %	Duration
Balance transfers	-	-
Purchases	23.99% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	-	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$395	per year
Monthly fee	-	-

MORE INFORMATION

The American Express Explorer Card gives you the flexibility to you choose the way you want to spend your rewards. Redemption options span nine airline and hotel partners, gift cards from leading retailers like David Jones and Ticketmaster, and even the chance to pay for charges on your account.

The American Express Explorer Credit Card features and benefits:

$395 annual fee
Interest rate of 23.99% P.A. on purchases
Up to 55 days interest free
No limit on the number of points you can earn each month
Add up to four cardholders at no additional cost, with all points credited to your account
$400 annual travel credit to spend via American Express Travel
Two complimentary entries per year to The Centurion® Lounge at Sydney International Airport or Melbourne International Airport (card members must present their physical eligible card to gain entry to the lounge)
Complimentary travel insurance for you and your immediate family
Up to USD$100 hotel credit and room upgrade when you book through The Hotel Collection
Smartphone Screen Cover, covering up to $500 for repairs
Buyer’s Advantage Cover, which extends the manufacturers’ warranty on eligible purchases by up to 12 months
Card Purchase Cover, which covers you or the replacement of eligible purchases made on your card.
In addition to your signing bonus, receive $400 to spend via American Express Travel each year, as well as complimentary travel insurance and airport lounge access.

TERMS & CONDITIONS

Bonus & Eligibility. Offer only available to new American Express Card Members who apply online, are approved, and spend $4,000 on their new Card within the first 3 months from the Card approval date. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18-month period are ineligible for this offer. Eligible purchases do not include annual Card fees, cash advances, interest, fees and charges for traveller’s cheques and foreign currencies. 50,000 Bonus Membership Rewards Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

55 days interest free are only applicable when you pay your balance in full by the due date.

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