Our customers say
4.6 out of 5 based on 5513 reviews
Why compare car insurance
with Compare Club?
Find savings and benefits
With the right insurance in place, you can drive with confidence knowing you're always protected while on the road.
Hassle-free comparison service
Compare Club helps you find a policy that matches your needs and budget, giving you more control over your car insurance decisions.
Guaranteed best cover at the best price
Get a clear picture of how much you'll need to pay in premiums every month, whilst also tailoring your insurance to match your individual driving habits.
No hidden costs or confusing jargon
Compare Club finds the perfect car insurance for you—better value or a policy for your lifestyle. Free.
Stay informed about the latest developments in car insurance to make smarter decisions.
Advanced technology in modern cars has increased repair costs, pushing up premiums.
Electric and hybrid vehicle insurance costs are rising due to specialised repair requirements.
New EV models (e.g., Cupra Born, Kia EV3) are influencing policy options and premiums.
Industry experts call for government investment in EV mechanic training to reduce repair and insurance costs.
More insurers are adopting telematics, offering customised premiums based on driving habits.
This is ideal for safe drivers seeking to lower their costs.
Shop around, review policies, and look for discounts to offset rising premiums.
Consider bundling car insurance with other policies or opting for a higher excess for better rates.
Last updated 15 December 2024*
Compare Club makes it a breeze to compare your options and find a better car insurance policy that suits your needs and budget.
Protects against damage to your own vehicle and other vehicles or property, regardless of fault.
Inclusions: Theft, fire, vandalism, accidental damage, and third-party liability for property or vehicle damage.
Optional Extras: Roadside assistance, windscreen replacement (varies by policy), and hire car coverage while your car is repaired.
Does not cover: Wear and tear (aging, breakdowns, maintenance) and uninsured incidents such as driving under the influence, unapproved vehicle modifications, or unauthorised usage
Provides liability protection plus coverage for fire damage and theft of your car.
Inclusions: Third-party liability for property and vehicles, fire damage to your car, theft, and attempted theft.
Optional Extras: Hire car cover, windscreen replacement, and roadside assistance.
Does not cover: Your car in accidents if you are at fault, wear and tear (aging or breakdowns), and personal belongings unless specifically included.
Affordable protection for damage caused to other vehicles or property.
Inclusions: Third-party liability for property and vehicles and legal costs if you’re sued for damages.
Optional Extras: Roadside assistance, hire car cover, and uninsured driver cover (up to $5,000 for repairs if hit by an uninsured driver).
Does not cover: Your own car (no repairs or replacement), theft, fire, or damage caused by natural disasters.
The average cost of comprehensive car insurance in Australia varies widely and this cost is influenced by multiple factors that insurers consider when assessing the risk associated with insuring your vehicle, and those who drive it.
Why Australia loves saving money
with Compare ClubShowing our 4 & 5 star reviews
by Bruce Klumpp
Everyone I spoke to have excellent…
Everyone I spoke to have excellent customer service & a credit to them all Health Insurance can be a bit daunting at times, I completely understand what was been conveyed to me & felt very much at ease
by Marlene
Great customer service from Bailey
Great customer service from Bailey, he sorted out what we were looking for and was professional and personal with a great sense of humour and patience. I highly recommend this company to anyone looking for the best information available
by Janis
Listen to questions n give accurate response. My enquiry was re:health insurance
People l spoke to were courteous ,good listeners and had info at the ready. Thank you. J.
by Mr David Bradford
Helpful consultant
The consultant was very helpful and informative also quite knowledgeable about different health products, so we could choose the policy applicable to our age group.
by Heather
The patience of the phone person
The patience of the phone person
by Michael Harris
Ned's the best
Ned, the gentleman who I spoke to was absolutely wonderful, he was concise, polite Very knowledgeable, and best of all, he explained everything in layman's terms and now I kind of understand how it all works. Thanks compare club and thank you Ned. All the best Michael.
by Constance
Saved on Power bill
Excellent advice in helping me reduce power bill.
by Mark
Health Insurance Change of Procider
Compare Club did a first class job and found me a better health insurance policy. They also liaised with the exiting and new provider. Great job.
by Lynettejarrett
I was put on a cheaper plan than I was…
I was put on a cheaper plan than I was on Being on a pension helps
by Barbara Coker
Transfer of Utility to Another Provider
It was so easy to go back to being an Origin customer after being with a different supplier for my electricity account. It was so smoothly done, that I didn't even notice that the transfer had been done.
by Louise
Friendly helpful young man.
Friendly helpful young man.
by Susan
A better deal
The consultant found me a much better deal and was very patient and polite. All in all a worthwhile experience.
by Gilbert
Simon is professional and super helpful
Simon is professional and super helpful His knowledge made it easy to go with your company
by Ruth
English as a first language is very…
English as a first language is very helpful for older people like myself, to be assured that we are hearing and understanding the operator well, so that our requirements are fully communicated and understood. Also reassuring that they are domestically based, and we can take comfort that we (older people) are not being scammed
by Kerrie
Trust
The thing I liked is that they do it all for you
by Timothy Kettle
I had been previously annoyed at being…
I had been previously annoyed at being interrupted from my work duties. I scheduled a later call and was surprised by the thoroughness of the research and the results. That is why I changed providers.
by Andrew Puha
The process went smoothly & handled…
The process went smoothly & handled professionally. Everything was explained clearly.
by Mark Magann
Excellent
Excellent. Both customer service officers were so helpful and informative. Very professional, so I had a very pleasant and productive experience.
by Natalie
Happy to change health funds
The fact that you did all the work on my behalf was great.
by Peter
excellent…
very helpful and honest would recommend the company they saved me $30 per fortnight
Paul Coughran is the general manager of emerging verticals at Compare Club. Paul has over 20 years of experience across a wide range of industries including Banking and Finance, Telecommunications and Energy. Paul leads a team of trusted experts dedicated to helping individuals make informed decisions about their insurance and utilities needs.
Meet our car insurance expert, Paul Coughran
Paul's top car insurance tips
Regularly compare your insurance policies. You could be paying for cover you don’t need. Shopping around every so often can save you a fair bit, maybe even hundreds each year.
Don’t just look at the premium, check the excess too. While a higher excess might bring down your premium, remember you’ll have to fork out more if you do need to claim.
Double-check what’s included in your policy. Extras like windscreen cover or roadside assistance might not be part of the deal and could cost you more.
If you don’t drive much, consider usage-based insurance. Some policies base your cost on how much you actually drive, if you work from home or only use your car for short trips this might be a much better option.
Car Insurance FAQs
Things you should know
Compare Club Car Insurance is an online financial comparison service and is owned and operated by Compare Club Australia Pty Ltd (ACN 634 600 007). Compare Club does not compare all brands or all products offered by all brands.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Please check with a financial professional before you make any major financial decisions.
Any advice given here is general and has been prepared without considering your current objectives, financial situation or needs. Therefore, before acting on this advice, you should consider the appropriateness of the advice having regard to those objectives, situation or needs.
You should consider the insurers PDS prior to making the decision to purchase their product. For more information please read our Financial Services Guide (FSG) which contains further information about how our service works and how we make money.