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Our customers say
4.6 out of 5 based on 6540 reviews
Qikio is underwritten by Adica, part of MS&AD, a Top 10 global insurer.
Agreed Value
Accidental Damage
New for Old (First 24 Months of registration)*
ahm provides flexible cover options to keep you and your car moving.
Pay As You Drive cover
Flexible excess
24/7 emergency help
Offer: ahm & Medibank health members receive 10% off each year for the life of the policy.*
PD offers simple car insurance with useful features and extras.
Online Management
Emergency Repairs
Accident Damage
Why compare car insurance
with Compare Club?
Find savings and benefits
With the right insurance in place, you can drive with confidence knowing you're always protected while on the road.
Hassle-free comparison service
Compare Club helps you find a policy that matches your needs and budget, giving you more control over your car insurance decisions.
Guaranteed best cover at the best price
Get a clear picture of how much you'll need to pay in premiums every month, whilst also tailoring your insurance to match your individual driving habits.
No hidden costs or confusing jargon
Compare Club finds the perfect car insurance for you—better value or a policy for your lifestyle. Free.
Stay informed about the latest developments in car insurance to make smarter decisions.
Advanced technology in modern cars has increased repair costs, pushing up premiums.
Electric and hybrid vehicle insurance costs are rising due to specialised repair requirements.
New EV models (e.g., Cupra Born, Kia EV3) are influencing policy options and premiums.
Industry experts call for government investment in EV mechanic training to reduce repair and insurance costs.
More insurers are adopting telematics, offering customised premiums based on driving habits.
This is ideal for safe drivers seeking to lower their costs.
Shop around, review policies, and look for discounts to offset rising premiums.
Consider bundling car insurance with other policies or opting for a higher excess for better rates.
Last updated 15 December 2024*
Compare Club makes it a breeze to compare your options and find a better car insurance policy that suits your needs and budget.
Protects against damage to your own vehicle and other vehicles or property, regardless of fault.
Inclusions: Theft, fire, vandalism, accidental damage, and third-party liability for property or vehicle damage.
Optional Extras: Roadside assistance, windscreen replacement (varies by policy), and hire car coverage while your car is repaired.
Does not cover: Wear and tear (aging, breakdowns, maintenance) and uninsured incidents such as driving under the influence, unapproved vehicle modifications, or unauthorised usage
Provides liability protection plus coverage for fire damage and theft of your car.
Inclusions: Third-party liability for property and vehicles, fire damage to your car, theft, and attempted theft.
Optional Extras: Hire car cover, windscreen replacement, and roadside assistance.
Does not cover: Your car in accidents if you are at fault, wear and tear (aging or breakdowns), and personal belongings unless specifically included.
Affordable protection for damage caused to other vehicles or property.
Inclusions: Third-party liability for property and vehicles and legal costs if you’re sued for damages.
Optional Extras: Roadside assistance, hire car cover, and uninsured driver cover (up to $5,000 for repairs if hit by an uninsured driver).
Does not cover: Your own car (no repairs or replacement), theft, fire, or damage caused by natural disasters.
The average cost of comprehensive car insurance in Australia varies widely and this cost is influenced by multiple factors that insurers consider when assessing the risk associated with insuring your vehicle, and those who drive it.
Why Australia loves saving money
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Lots of good help sorting out health…
Lots of good help sorting out health insurance.
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Talking to someone who wanted to help…
Talking to someone who wanted to help you save money, even if its only a little its better than nothing. Thank you
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Excellent comparison with caring
Excellent comparison with caring, clear communication. Compare Club never fails to find a cheaper provider that will also deliver good service.
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David who I spoke to I have a better…
David who I spoke to I have a better rate with Origin. I am very happy
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The customer service member was very thorough and knew there products
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very good expleation
very good expleation
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Rory was a delight to deal with as was the young man that followed up. Service was exemplary
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He appeared to be neutral in hie assessment
He appeared to be neutral in his assessment Was very clear in his discussion and explanation.
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the person i spoke with did grate job
the person i spoke with did grate job
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Service evaluation response action
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VERY GOOD,HELPFUL
VERY GOOD,HELPFUL
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customer service was excellent…
customer service was excellent everything was well explained keep it up
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knowledgeable staff and when asked to…
knowledgeable staff and when asked to call back they did
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Great factual service, very informative and great follow up afterwards!!!
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Megan and Joel were awesome
Megan and Joel were awesome. They were very thoughtful and very professional. Helped Trevor and myself get the best deal. Great customer service and perfection to detail. Thank you
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Tedious Call
Recent phone call with Mozzy. He confused me with his call. Before he called I have already supplied my feedback with a male staff member. Mozzy's call as he indicated that he was going to check all details again. I don't think it is necessary. Thks any way for his call.
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Efficient and easy to change
Efficient and easy to change
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Even though I am on solar power,they…
Even though I am on solar power,they helped me save money,and helped me get the discounts I was entitled to, I ended up staying with same company, staff were friendly and helpful, glad I did it
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Agent knew the subject and was easy to…
Agent knew the subject and was easy to communicate with.
Paul Coughran is the general manager of emerging verticals at Compare Club. Paul has over 20 years of experience across a wide range of industries including Banking and Finance, Telecommunications and Energy. Paul leads a team of trusted experts dedicated to helping individuals make informed decisions about their insurance and utilities needs.
Meet our car insurance expert, Paul Coughran
Paul's top car insurance tips:
Regularly compare your insurance policies. You could be paying for cover you don’t need. Shopping around every so often can save you a fair bit, maybe even hundreds each year.
Don’t just look at the premium, check the excess too. While a higher excess might bring down your premium, remember you’ll have to fork out more if you do need to claim.
Double-check what’s included in your policy. Extras like windscreen cover or roadside assistance might not be part of the deal and could cost you more.
If you don’t drive much, consider usage-based insurance. Some policies base your cost on how much you actually drive, if you work from home or only use your car for short trips this might be a much better option.
Car Insurance FAQs
Things you should know
Compare Club Car Insurance is an online financial comparison service and is owned and operated by Compare Club Australia Pty Ltd (ACN 634 600 007). Compare Club does not compare all brands or all products offered by all brands.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Please check with a financial professional before you make any major financial decisions.
Any advice given here is general and has been prepared without considering your current objectives, financial situation or needs. Therefore, before acting on this advice, you should consider the appropriateness of the advice having regard to those objectives, situation or needs.
You should consider the insurers PDS prior to making the decision to purchase their product. For more information please read our Financial Services Guide (FSG) which contains further information about how our service works and how we make money.