What does the RBA’s current interest rate mean for my home loan?
The Reserve Bank of Australia dropped interest rates to a record low of 0.1% in 2020. With rates not predicted to rise any time soon, find out the implications for your home loan.
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Whether you’re refinancing, looking to invest in property or getting your first home loan, Compare Club will get you on your way.
Access 40+ lenders with rates starting from 1.89%, 2.94% comparison rate*
Compare home loan rates and save
Looking to refinance your home loan? Buying your first home? Getting an investment property? Need a construction loan? Everyone’s after something different. That’s why we look across 40 lenders to find the right loan to suit you.
We make finding a home loan easy.
Our four simple steps can help you save.
Tell us what you need
We’ll find a suitable loan from our panel
We’ll help you through the approval process
Relax. You’ve got a new loan at a great rate
Tell us what you need
We’ll find a suitable loan from our panel
We’ll help you through the approval process
How we can cut your mortgage costs
We compare home loan rates from more than 40 Australian lenders. In a matter of minutes, we can show you how much you could save when you apply for a mortgage through our extensive lending panel.
Lots of lenders
Our panel of 40+ lenders is one of the biggest in Australia. We’ll compare all the big banks you’re familiar with and some boutique options offering great rates. Whatever you need, we’re confident we can find a competitive loan.
Completely independent
We’re not owned by a big bank or a home loan provider. That means we’ve only got your best interests in mind. Our mission is to find you the best loan, not the mortgage that makes us the most money.
Constant support
Our specialists do the hard work for you. They’ll speak to the lenders, help you out with the paperwork and be by your side until your loan’s approved. Traditional lenders can be slow and painful - everything we’re not.
Seriously simple
You can find a range of loan options in a matter of minutes - all without leaving your sofa. No more time wasted speaking to banks who’ll say no or finding that you don’t meet a lender’s criteria.
Still got questions?
Our in-depth guides help you with common questions.
How to refinance your current home loan
Redraw facilities and offset accounts are two common features you’ll encounter in the mortgage hopping process. Both features can save you money, but only if you use them to their full potential.
How to reduce your home loan debt
Your monthly mortgage payments will be one of the biggest drains on your finances. We’ve got a few tips for new and existing home owners on how to keep repayments low.
How to compare home loans
What do you need to look out for when comparing home loans? Our guide talks you through what to avoid and how you know if you’re getting a good deal.
First time home buyer?
Our team of specialists can help you hone in on the right home loan for your property.
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Things you should know
Here’s a few essential bits of information about us. Your home loan is all about you, but this should give you confidence you’re dealing with professionals. It’s also legally important for us to tell you this.
Compare Club is an Authorised Corporate Credit Representative of Alternative Media Pty Ltd ABN 17 149 089 716 (Australian Credit Licence Number 486326).
Everything on this page only provides general information about home loans. It’s been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice - always seek professional advice in relation to your individual circumstances. Products and rates quoted are subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
* The Interest Rate quoted is for a 2 year fixed owner occupied loan with principal and interest payments, loan to value ratio below 90% and minimum loan amount of $300,000. Interest Rates are correct as at 21/01/2021 and subject to change at any time. The comparison rate is based on a loan amount of $150,000, over a 25 year term. BE AWARE: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply and your full financial situation would need to be reviewed prior to acceptance of any offer or product.