Based on 7782 reviews on

YOUR LIFE'S INCOMPARABLE
AND YOUR COVER SHOULD BE TOO.
We help you save on cover that fits you — not the average John or Jane.
Select a product to get started
header-card
Health Insurance
header-card
Life Insurance
header-card
Energy
header-card
Home Loans
header-card
Reverse Mortgage
header-card
Overseas Health
header-card
Car Insurance
header-card
Travel Insurance

Meet our Partners

We work with a wide range of leading insurance providers. Unfortunately some funds choose not to be listed, but we'll still help you find the best value from those who are.

As seen on the news. Trusted by Aussies.

When trusted media outlets need expert insights on insurance, finance and utilities they turn to us. Our experts help Aussies make smarter comparisons - saving time, stress and money.

abc news
9news
7news
kiis
hearld sun
daily telegraph
courier mail
financial review
Card
Energy Bill Pain – Featured on 7 News
Kate appears on 7 News to explain what’s driving electricity price hikes
Read more
Card
Buy Now Pay Later Schemes – Featured on 9 News
Kate joins 9 News to discuss the growing use — and risks — of BNPL in Australia.
Read more
Card
Energy Bill hikes from 1 July – Featured on Today Show
Kate speaks to the Today Show about ways Aussies can cut their power bills.
Read more

Why 1 Million Aussies Choose Compare Club

Australia’s #1 for life and health insurance comparisons.
More people trust Compare Club to help them find the right cover for their needs.
300+ real humans, here to help.
Our Australian experts talk to thousands every day, helping people make smarter choices about insurance, finance and utilities - without the jargon.
Independent. Unbiased.
Focused on you.
We’re independently owned, so you get the plan you need, not what we’ve been told to sell.
Rated and recommended by Aussies

Based on 7782 reviews on

Very Happy with the person I spoke to
Julie - an hour ago
Very Happy with the person I spoke to, he uncannily it was the same person I spoke to 7 years ago that went through my private health cover for me. They got me a better deal and saved me some money as well.
Cheaper options
Narelle Schmitt - an hour ago
The representative for Health Insurance was very helpful and well informed. He got us a great deal and I am very happy. The representative for Utility services was also helpful, there was a slight difficulty with her accent and understanding but we got there.
Honesty,Helpful,rang back at the time I…
Rosina Higham - an hour ago
Honesty,Helpful,rang back at the time I mentioned,top marks for that,yoj are such helpful folk what can I say
I was listened to…
Rhonda - 4 hours ago
I was listened to. And as a result got a better plan from the company I wanted to stay with.
Very helhelp and explained everything.
Bob Stafford - 5 hours ago
Very helhelp and explained everything.
Great service
Navid Senobari - 6 hours ago
Very helpful team members. I recommend it.
fantastic consultants
Lynne - 8 hours ago
fantastic consultants
It was a good experience talking with…
Anne - a day ago
It was a good experience talking with the consultants and explaining exactly what we needed and that's exactly what we got.

Your life. Your goals. Your savings.

From big moves to everyday bills, we help you save again and again on what matters to you.

Smart explainers made for busy people

We turn the complicated stuff into clear, practical advice, so you can make the right decisions for you and your life.

Card
How much does chemotherapy cost with private health insurance?
by Chris Stanley
Read more
Card
Is cancer treatment covered by private health insurance in Australia?
by Chris Stanley
Read more
Card
The private health insurance rebate explained
by Chris Stanley
Read more
View all articles
Got questions? Let's clear things up.

No. Our comparison service is completely free, and you don’t need to join anything to get a quote. If you do switch to a better offer, you’ll be asked to create a free Club+ account. This helps you save your quotes, access your policy, and get useful alerts so you can keep saving in the future.

We don't compare every provider in the market, but we work with a wide range of well-known providers that cover a large portion of products. Unfortunately some providers choose not to be part of comparison services. If you're ever unsure, just click the (+More) link on our product pages to see exactly which partners are included and which ones aren't. That way, you always know what you're comparing.

Some brands may offer exclusive direct-only pricing but our customers often tell us they uncover better value or more suitable cover after comparing multiple providers side by side. Plus, when it comes to switching, we make it faster, easier, and hassle-free by managing the entire process for you.

No. The recommendations you see are based on your needs, not commissions or paid recommendations. Products are ranked by how well they match what you're after - like price, features and value. And if you're chatting to our agents, their commission structure is not incentivised to push a particular product.


From time to time, some providers may offer member promotions (such as gift cards) that we pass on directly to you, not to our agents. These don't affect the way we rank or recommend products.

No. The price you see is the same as going direct for the identical policy - we don't add any extra fees. Our service is free, and you'll get expert support to help you compare and switch with confidence.

Our service is free for you. We receive a fee from providers when you purchase through us, but you'll pay the same price as you would if you went to the provider directly for the same policy. No hidden fees. No surprise costs.

We get it - too many calls can be frustrating. We're looking to reduce how many times we call you and improve how we follow up, including options like SMS, email or online-only support.

We're committed to delivering what we say. If anything goes wrong, we want to know and make it right. We monitor our team's performance closely and use your feedback to constantly improve how we operate.

Things you should know

As our customer you'll be provided with quotes directly from the insurer for the product you intend to purchase. We manage the application and deal with the administration work and insurer. We do not charge you a fee for the service we provide, the insurer simply remunerates us in return for setting up your policy.


The financial and insurance products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage. Compare Club does not compare all policies available in Australia and our partner insurers may not make all policies available to Compare Club.