What is comprehensive car insurance?
Comprehensive car insurance covers your vehicle in the event of accidents, theft, fire and weather damage, as well as damage to other vehicles and property.
Comprehensive car insurance is different from other options in the market, including third party car insurance. Third party car insurance generally covers damage you cause to other people’s cars and property.
However, this premium difference can provide peace of mind as it may reduce the likelihood of out of pocket expenses if you’re on the most extensive level of cover, which is comprehensive car insurance.
Do I need comprehensive car insurance?
Good question!
As a general rule of thumb, it’s probably a good idea to consider comprehensive cover if you’ve got room in your budget, as this may save you headaches down the line having the most comprehensive cover available
If you decide to take out a car loan, the lender might require you to take out comprehensive car insurance as part of the contract you sign. This will vary depending on your lender..
What’s usually covered by
comprehensive car insurance?
While coverage can vary from insurer to insurer and policy to policy, comprehensive car
insurance generally includes the following:
How much does comprehensive
car insurance cost?
This is how the insurer calculates how much your car insurance will cost.
The cost depends on a range of factors, including:
Age
Driving record and claims history
Your car
Where you live and park
Excess
When it comes to insurance, there's no such thing as "too much." No matter what your situation looks like, it’s always worth shopping around to see where you can find the best deal. That’s where our panel of insurers comes in. It could help you save significantly every year.
Comprehensive car
insurance at a glance
Want a great deal on comprehensive car insurance? Compare Club can help.
There’s no need to spend hours searching for cheaper comprehensive car insurance. Our panel of insurers means you can find great value policies in a matter of minutes.
Better value for money
Working within a budget? We’ll help you find the policy that makes your money go further.
Add-ons you’ll actually use
Looking for a hire car? Want nil excess for repairs or replacement of your windscreen? Our panel of insurers can help you with what you’re after.
Compare insurers side by side
Car insurance shouldn’t be complicated, confusing or full of jargon. Compare Club allows you to select from our panel of insurers the cover that meets your needs.
Things you should know
Compare Club Car Insurance is an online financial comparison service and is owned and operated by Compare Club Australia Pty Ltd (ACN: 634 600 007). Compare Club does not compare all brands or all products offered by all brands.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features.
The information on this page is opinion only. Please check with a financial professional before you make any major financial decisions.
GENERAL ADVICE WARNING: General Advice is advice that has been prepared without considering your current objectives, financial situation or needs. Therefore, before acting on this advice, you should consider the appropriateness of the advice having regard to those objectives, situation or needs.
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Compare Club is an online financial comparison service and is owned and operated by Compare Club Australia Pty Ltd (CCA). CCA is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS Licence number 486326).
Compare Club does not compare all insurers or all products offered by all insurers. The financial products compared on this website do not necessarily compare all features and products in the market that may be relevant to you.
Any advice given here is general in nature and has been prepared without considering your current objectives, financial situation or needs. Therefore, before acting on this advice, you should consider the appropriateness of the advice having regard to your own circumstances.
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Please note that when we display quotes on our comparison results page, they are indicative and subject to change based on further questions by the insurer.
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