Offer available to new and approved applicants who apply for an ANZ First credit card. This is a limited time only offer, which may be withdrawn or changed at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. If you transfer to a different Credit Card Account, this offer will cease to apply. This offer applies only once per eligible customer. If approved, you must activate the card and make $750 worth of eligible purchases within 3 months of approval to have the $125 credited to your Credit Card Account. The date of approval of an application is the disclosure date specified in your Letter of Offer. Eligible purchases includes purchases made using your account but excludes specific purchases as set out in the ANZ Credit Cards Conditions of Use (PDF). Excluded purchases include, for example, fees, cash advances, cash equivalent transactions, balances transfers [premiums paid for ANZ credit card insurance], transactions for gambling or gaming purposes or reversed or refunded transactions and will not qualify. The $125 credit will be credited to your credit card account within 3 months of the eligible spend criteria being met. The $100 credit will be applied to the Purchases balance and does not constitute a payment under your contract with ANZ. If you transfer or cancel your new ANZ First Credit Card Account before the $125 credit is processed to your account, you may become ineligible for this offer. ANZ may refuse to fulfill this offer if you are in default under the terms of your credit card contract. If your account is cancelled or suspended, you forfeit your right to redeem the credit under this offer ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving an application or activating the card. Applications for credit are subject to ANZ’s credit approval criteria.