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ANZ

$250 back to your new card

ANZ Low Rate Card (Credit back offer)

Balance transfer

21.99%

Purchase rate

13.74%

Annual fee

-

$250 back to your new card if you spend $1,500 on eligible purchases in the first 3 months from card approval.

HIGHLIGHTS

$250 back to your new card if you spend $1,500 on eligible purchases in the first 3 months from card approval.

Main features

Rate type	Rate %	Duration
Balance transfers	21.99% p.a.	-
Purchases	13.74% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	$3

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	-	-
Monthly fee	-	-

MORE INFORMATION

ANZ Low Rate credit card (cash back offer) features and benefits:

$250 back to your new card when you spend $1,500 on eligible purchases in the first 3 months from approval$2,500 on eligible purchases in the first 3 months from approval.

T&Cs, eligibility and spend criteria, fees and charges apply (including an annual fee, currently $58)

Up to 55 days interest free on purchases

$1,000 minimum credit limit

Up to 3 additional cardholders for FREE

TERMS & CONDITIONS

The standard annual interest rate is 13.74% p.a. on the purchases balance, 21.99% p.a. on the cash advances balance and 21.99% p.a. on the standard balance transfers balance as at today's date and is subject to change. The annual fee is currently $58 (as at today's date) but is subject to change. Cashrewards is offered by Cashrewards and not ANZ. Cashrewards is not exclusive to ANZ cardholders. The Cashrewards account is not an ANZ account. To earn cashback you must be a Cashrewards member. Exclusions and caps may apply. Eligibility criteria, cashback redemption and withdrawal conditions and T&Cs apply. Please visit Cashrewards for further details. Offer is for new and approved credit card applicants and is limited to one offer per applicant. ANZ may vary or end this offer at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. The time it takes to process, approve an application and deliver or activate a card can vary and there may be delays. Eligible applicants must meet the spend criteria within 3 months of approval. The date of approval of an application is the disclosure date specified in your Letter of Offer. Eligible purchases include purchases made using your account but excludes specific purchases as set out in the ANZ Credit Card Conditions of Use (PDF). Excluded purchases include, for example, fees, cash advances, cash equivalent transactions, balances transfers, premiums paid for ANZ credit card insurance, transactions for gambling or gaming purposes or reversed or refunded transactions, and will not qualify. The $250 will generally be credited to your credit card account within three months meeting the spend criteria. The $250 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. You will not be eligible for the $250 back if your credit card account is cancelled, suspended, transferred, or you are in default or breach of the ANZ Credit Card Conditions of Use (PDF).

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