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Get 100,000 bonus CommBank Awards points or 60,000 Qantas Points
Earn 25,000 CommBank Awards points or 15,000 Qantas Points each month when you spend $1,500 or more per month for the first 4 months on a new Smart Awards credit card. Offer is only available to customers in CommBank Yello when applying for a new Smart Awards card. Ongoing eligibility, exclusions and offer Ts&Cs apply.
Main features
Rate type | Rate % | Duration |
---|---|---|
Balance transfers | - | - |
Purchases | 20.99% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | 3% | $4 |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | $228 | per year |
Monthly fee | - | - |
CommBank Smart Awards Credit Card features and benefits:
Get25,000 CommBank Awards points or 15,000 Qantas Points each month when you spend $1,500 or more per month for the first 4 months on a new Smart Awards credit card.
Offers 2 Bonus Points or 0.8 Qantas Points per $1 spent on your highest eligible purchase made in a statement period up to 1,000 Bonus Points or 400 Qantas Points.
Offers 1.5 Awards points1 or 0.6 Qantas Points2 for every $1 spent up to and including $5,000 in a statement period on eligible purchases.
Spend at least $2,000 during your statement period, No monthly free. Otherwise the monthly fee is $19.
No international transaction fees for purchases you make overseas or online.
Access to international travel insurance when you spend at least $500 in a single transaction on prepaid travel using your card and activate before you travel.
Additional cardholder for free.
Up to 44 days interest-free on purchases.
Complimentary access to book flights and hotels for eligible customers via Travel Booking (Provided by Hopper).
Offer not available to customers who currently hold, or have held, any activated Awards card types in the 18 months prior as a primary cardholder or customers who switch from other card types.
To be eligible for the CommBank Yello offer, you must meet the minimum eligibility criteria as set out in the CommBank Yello Terms and Conditions available at commbank.com.au/commbankyellotcs and not have opted out of the program when applying. Eligibility for CommBank Yello is typically assessed in the first week of each month. For more information about CommBank Yello and how to check your eligibility status, please visit commbank.com.au/commbankyello.
25,000 CommBank Awards points or 15,000 Qantas Points will be awarded every month (statement period) $1,500 or more is spent on eligible purchases for 4 consecutive statement periods. Maximum bonus points available is 100,000 CommBank Awards points or 60,000 Qantas Points. The first eligible spend period will commence from the day your account is opened, up to the end of your second statement period. After this date, the offer spend requirements will align to each statement period that follows until exhausted. Transactions must be fully processed and any pending transactions at the end of the statement period will not count towards the spend criteria. Cash advances and refunds (including CommBank Yello cashback offers) are not included as eligible transactions.
To be awarded the bonus Qantas Points, you must opt-in to Qantas Points in your CommBank credit card application or via the CommBank Awards website prior to meeting the spend criteria for each statement period. If you opt-in to Qantas Points in your credit card application, or after applying but before you meet each offer eligibility criteria, you will receive the monthly Qantas Points in place of CommBank Awards each month. Points are initially accrued as Awards points in the CommBank Awards Program and will be automatically converted, at the end of the next statement period, into Qantas Points and transferred to your Qantas Frequent Flyer account after meeting the eligibility criteria. If you don’t opt-in to Qantas Points, or you opt-out of Qantas Points prior to meeting the spend eligibility criteria, you will receive the monthly CommBank Awards points each month.