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Commonwealth Bank

No interest and No late fees credit card

Commonwealth Bank CommBank Neo Card

Balance transfer

Not Available

Purchase rate

-

Annual fee

-

No interest and No late fees. Your CommBank Neo monthly fee is based on your credit limit. Pay $0 if you don’t use your card and pay your total balance owing in full. $15 per month for $1,000 limit $20 per month for a $2,000 limit $25 per month for a $3,000 limit

HIGHLIGHTS

This CommBank New card is flexible low rate card. It gives you a way to make purchases and pay them off over time, without interest. Instead, you're charged a monthly fee of $15 for a $1,000 credit limit, $20 for a $2,000 credit limit and $25 for a $3,000 limit.

Main features

Rate type	Rate %	Duration
Balance transfers	-	-
Purchases		-

Fees

Fee type	Fee %	Min fee $
Cash advances	-	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	-	-
Monthly fee	-	-

MORE INFORMATION

The CommBank Neo credit card offers the following:

3 options for credit limit - $1000, $2000 or $3000
0% p.a. purchase interest rate
Monthly fee of $15, $20 or $25, depending on your limit. If you don’t use your card and pay your total balance owing in full, you won't be charged the monthly fee
$0 late fee
Cashback benefits for eligible cardholders through CommBank Yello Cashback Offers in the CommBank app.
Complimentary access to book flights and hotels for eligible customers via Travel Booking (Provided by Hopper)

TERMS & CONDITIONS

The CommBank Yello Cashback Offers program (‘CommBank Yello Cashback Offers’) rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit Mastercard or debit Mastercard, Business credit Mastercard or StepPay digital card, and meet the ‘Base eligibility criteria’ in the ‘CommBank Yello Terms and Conditions’ (latest version available on our website at commbank.com.au) (‘CommBank Yello’). Your participation in CommBank Yello Cashback Offers is governed by the full Terms and Conditions available in the CommBank app.

If you don't have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you won't be charged a monthly fee for that statement period. We may process transactions later than the day you originally made them. This is when your transaction is no longer a pending transaction and has been fully processed by us.

We’re unable to block cash advance transactions that aren’t sent to us for authorisation. These will not incur any additional fees or interest charges.

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