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Community First Bank

Low rate card, 0$% balance transfer rate offer while contributing to Prostate Cancer Foundation of Australia.

Community First Bank Low Rate Blue Credit Card

Balance transfer

0% for 12 months

Purchase rate

8.99%

Annual fee

-

Low interest rate on purchases and cash advance which is at 8.99% p.a. Low annual fee of $50 where half the annual fee is donated to PCFA each year you hold the card. 0% p.a balance transfer for 12 months 8.99% thereafter.

Highlights

Low Rate Card is a straightforward option for anyone looking to manage their spending without complex reward schemes or hidden costs. A low $500 minimum limit, interest rate on purchases and cash advance which is at 8.99% p.a and interest free period of up to 55 days helps to keep your spending with complimentary additional card.

Main features

Rate type

Rate %

Duration

Purchases

8.99% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	8.99%	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	-	-
Monthly fee	-	-

More information

Low Rate Blue credit card features and benefits:

Up to 55 days interest free on retail purchases

0% p.a balance transfer for 12 months 8.99% thereafter.

8.99% P.A purchase and cash advance rate

$50 annual fee

$500 minimum credit limit.

Terms & conditions

Rate is current as at 1 December 2024 and subject to change without notice. This is an introductory rate for 12 months only on eligible balance transfers from the date the balance transfer is processed. The balance transfer must be processed by us. After the initial 12 month introductory period, the interest rate for the balance transferred will revert back to the standard credit card rate at the time - currently 8.99% p.a. Offer available for new and existing cardholders where new balances are transferred to the card and offer can be withdrawn at any time.

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