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Heritage Bank

0% p.a. interest on balance transfers for the first 12 months

Heritage Bank Platinum

Balance transfer

0% for 12 months

Purchase rate

17.99%

Annual fee

$125 per year

Heritage Bank Visa Platinum Credit Card is a premium card with interest free days, 0% interest balance transfer, Platinum Insurance cover and a great rewards program.

HIGHLIGHTS

The Heritage Bank Platinum gives you a way to pay off existing credit card debt with a 0% p.a. interest rate on balance transfers for 12 months. It has a $125 annual fee that will be waived if you spend at least $35,000 in a year and also offers a concierge service, complimentary travel insurance and access to the Heritage Credits rewards program.

Main features

Rate type

Rate %

Duration

Purchases

17.99% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	-	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$125	per year
Monthly fee	-	-

MORE INFORMATION

The Heritage Bank Platinum Credit Card has the following features:

Up to 55 days interest free for your Visa purchases
0% interest on balance transfers for 12 months
Earn three (3) Heritage Credits for every $1,500 spent per calendar month
Platinum Insurance cover for travel overseas and in Australia, purchases, extended warranties, and more.
Monthly repayments at 3% of balance or $30, whichever is greater
Shop with confidence with Visa's Zero Liability policy
Set up your digital wallet to make secure payments on the go
Credit limits from $6,000

TERMS & CONDITIONS

Balance transfer requests are processed for approved applicants only and conditions, fees and charges apply.

All loans and credit cards are subject to application and approval. Conditions, criteria and fees apply.

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