Balance transfer
Purchase rate
Annual fee
If you don't make any purchases and have an outstanding balance of $0 during your statement period, you can kiss your monthly fee goodbye.
Not looking for fancy flyer points and bonus bonanzas? Keep it simple with zero interest, zero transaction fees and no other surprise charges. NAB's unique no use, no pay policy also gives you freedom from ongoing monthly fees if you choose not to make any charges during a statement period.
Main features
Rate type | Rate % | Duration |
---|---|---|
Balance transfers | - | - |
Purchases | 0% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | 0% | $0 |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | - | - |
Monthly fee | $20 | per month |
The Straight Up Card is ideal for people looking for a simple card and low credit limit which can be used for small purchases or emergencies.
Choose from three credit limit options. Each option comes with a fixed monthly fee and minimum monthly payment.
$1,000 — $10 monthly fee included in your balance.
$2,000 — $20 monthly fee included in your balance.
$3,000 — $30 monthly fee included in your balance.
Things to consider when choosing the Straight Up Card:
Terms and conditions may apply. Review the provider's terms and conditions to ensure the product is right for you.