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Receive 140,000 bonus Suncorp Rewards Points when you spend $4,500 on eligible transactions in the first 90 days from approval.

Suncorp Clear Options Platinum Credit Card

Balance transfer

0% for 0 months

Purchase rate

20.74%

Annual fee

$129 per year

Enjoy 140,000 bonus Suncorp Credit Card Rewards Points when you apply and spend $4,500 on eligible transactions in the first 90 days from approval. Earn 1.25 Suncorp Bank Credit Card Rewards Points per $1 spent on eligible transactions. Complimentary insurances.


HIGHLIGHTS

  • Offers 140,000 bonus Suncorp Credit Card Rewards Points when you spend $4,500 on eligible transactions in the first 90 days from approval.
  • You can earn 1.25 Suncorp Rewards Points for every $1 spent on the card. This can be redeemed for travel, merchandise, gift cards and more. Alternatively, you could choose to join the Suncorp Bank Qantas Frequent Flyer program, where you would earn 0.5 Qantas Points for every $1 spent.
  • Complimentary Overseas Travel insurance
  • Complimentary Interstate Flight Inconvenience insurance
  • Complimentary Purchase Cover insurance
  • Complimentary Extended Warranty cover

Main features

Rate typeRate %Duration
Purchases20.74% p.a.-

Fees

Fee typeFee %Min fee $
Cash advances3.5%$3.5

Fixed Fees

Fixed feesFee $Fee amount
Annual fee
$129
per year
Monthly fee--

MORE INFORMATION

Offer commenced 18 June 2024. To earn 140,000 bonus Suncorp Bank Credit Card Rewards Points, you must apply for a new Suncorp Bank Clear Options Platinum Credit Card before the offer is withdrawn, then spend $4,500 or more on eligible purchases within 3 months from approval. Please note, purchases must be processed and charged to your account within the spend period. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, refunds and chargebacks, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges, such as interest and ATM charges and transactions made using points. The bonus Suncorp Bank Credit Card Rewards Points will be credited to your Rewards Balance within 6-8 weeks from meeting the spend hurdle providing your Account is open and in good standing (for example your account is not in default, suspended or closed). All rewards are subject to the Suncorp Bank Credit Card Rewards Program terms and conditions. We reserve the right to withdraw or change the offer at any time without notice. Please note that this promotion is not available if you opt into the Suncorp Bank Qantas Frequent Flyer Program or choose a Home Package Plus package.


This offer is not available when closing or transferring from another Suncorp Bank branded credit card account or in conjunction with any other Suncorp Bank branded credit card offer.


TERMS & CONDITIONS

Actual Credit Limit will be assigned based on NAB's Credit Criteria, your credit rating and subject to confirmation that you earn a minimum of $35,000 p.a. for the Suncorp Bank Clear Options Platinum Visa card.


All rewards are subject to the Terms and Conditions of the Suncorp Bank Credit Card Rewards Program. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transaction which is set out on page 3 of the Rewards Program terms and conditions for further information on government related transactions in addition to how an Eligible Transaction will be determined. [Suncorp Bank Credit Card Qantas Frequent Flyer]: The Suncorp Bank Clear Options Platinum Credit Card primary cardholder must be a member of the Qantas Frequent Flyer Program to earn Qantas Frequent Flyer points. A joining fee applies. Membership is subject to Qantas Frequent Flyer Program terms and conditions. Only Qantas Frequent Flyer points can be earned in Suncorp Bank Credit Card Qantas Frequent Flyer program and are subject to the terms and conditions of the Qantas Frequent Flyer Program.


The Annual Percentage Rate for cash advances for the Suncorp Bank Clear Options Platinum card is currently 21.99% p.a. The Annual Percentage Rate for purchases is currently 20.74% p.a. Interest rates are variable and subject to change. Interest rates current as at 1 July 2023.


For full terms and conditions of the Rewards Programs, please refer to the Suncorp Bank Credit Card Rewards Terms and Conditions.