Balance transfer
Purchase rate
Annual fee
Get 80,000 bonus Virgin Money Points (worth $400 in gift cards) when you spend $3,000 or more on eligible purchases in your first 3 months from card approval. 0% p.a. balance transfer offer for 12 months. Reverts to cash advance rate. Earn 1 Virgin Money Point per $1 spent on eligible spending. $0 additional cardholder fee.
Earn 1 Virgin Money Point for every $1 of eligible everyday spend,uncapped.
Rewarded with 80,000 bonus Virgin Money Points (worth $400 in gift cards) when you spend $3,000 or more on eligible purchases in your first 3 months from card approval.
0% p.a on balance transfers for 12 months. Reverts to cash advance rate.
$0 additional cardholder fee.
Experienced Visa Platinum Concierge Service.
Main features
Rate type | Rate % | Duration |
---|---|---|
Purchases | 19.99% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | 2.7% | $2.7 |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | $149 | per year |
Monthly fee | - | - |
0% p.a. for 12 months. Reverts to cash advance rate. You will be charged interest on retail purchases while you have a balance transfer. Up to 55 days Interest Free Days on retail purchases.
You must pay your balance in full each month (including balances transferred) to receive interest free days. Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer for the period shown, from the date the balance transfer is processed, and the balance transfer fee (if applicable). At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances currently 20.99% p.a.