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Virgin Australia

0% p.a. for 12 months on balance transfers

Virgin Australia No Annual Fee Card

Balance transfer

0% for 12 months

Purchase rate

0% for 12 months

Annual fee

$0 per year

Enjoy ZERO annual fees for the life of your card, no hidden costs and no complicated points schemes.

HIGHLIGHTS

Enjoy all the perks of a credit card with none of the pesky annual fees. Zip, Zero, Zilch, Nada. Absolutely nothing. So go ahead, switch to the card that does a lot but makes nothing of it.

$0 No annual fee.

0% p.a. for 12 months on balance transfers. Reverts to cash advance rate. No interest-free days apply while you have a balance transfer.

0% p.a. for 12 months on purchases. Reverts to ongoing purchase rate.

Main features

Rate type

Rate %

Duration

Fees

Fee type	Fee %	Min fee $
Cash advances	2.7%	$2.7

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$0	per year
Monthly fee	-	-

MORE INFORMATION

Users should note that although interest is 0% on balance transfers for the first 12 months, this figure reverts to the cash advance rate of 20.99% P.A afterwards. A relatively low interest rate of 18.99% P.A also applies to purchases following this first year.

Virgin Money No Annual Fee Card features and benefits:

No annual fee for the life of the card
0% balance transfer rate for the first 12 months (then reverts to the cash advance rate of 20.99%)
Up to 55 days interest free on retail purchases
0% P.A interest rate on purchases for the first 12 months
18.99% P.A standard interest rate thereafter
20.99% P.A cash advance rate
$2,000 minimum credit limit.

TERMS & CONDITIONS

The promotional rate of 0% p.a. applies to retail purchases for the promotional period advertised from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 19.99% p.a. on the Virgin Money No Annual Fee Card will apply to any outstanding retail purchases and any new retail purchases. Please note you will not be entitled to any interest-free days on retail purchases at the end of the promotional period whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate.

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