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0% p.a. interest on balance transfers for 12 months

Virgin Australia Velocity Flyer Card (Balance Transfer Offer)

Balance transfer

0% for 28 months

Purchase rate


Annual fee

$64 1st year

Earn 0.66 Velocity points per $1 spent on eligible transactions (up to $1,500 each statement period) and 0.5 points per $1 thereafter).


Virgin Australia Velocity Flyer Card may be suited for anyone looking to take advantage of lengthy interest free periods on purchases and balance transfers to pay down debt. It offers a steady way to accrue Velocity points but misses out on the added bonuses of the Velocity Flyer Points Offer Card.

This card comes with a 0% p.a. balance transfer offer for 28 months (then 20.99% p.a. after), plus you'll also get a $129 Virgin Australia Gift Card each year.

Main features

Rate typeRate %Duration
Purchases20.74% p.a.-


Fee typeFee %Min fee $
Cash advances2.7%$2.7

Fixed Fees

Fixed feesFee $Fee amount
Annual fee
1st year
per year
Monthly fee--


It’s important to note that interest on balance transfers reverts to the cash advance rate of 20.99% P.A after the initial 14-month period. An interest rate of 20.74% P.A also applies to purchases after this period.

Virgin Money Velocity Flyer Card Purchase and Balance Transfer features and benefits:

  • $129 annual fee
  • 0% balance transfer rate for the first 28 months (then reverts to the cash advance rate of 20.99%)
  • Up to 55 days interest free on retail purchases
  • 20.74% P.A standard interest rate thereafter
  • 20.99% P.A cash advance rate
  • Earn 0.66 Velocity points per $1 spent on eligible transactions, up to $1,500 each statement period
  • 0.5 points per $1 spent thereafter
  • $6,000 minimum credit limit.


Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances, currently 20.99% p.a. on the Virgin Australia Velocity Flyer Card, Virgin Australia Velocity High Flyer Card and Virgin Money No Annual Fee Card, and 21.69% p.a. for the Virgin Money Low Rate Card. Interest rates are variable and subject to change. This information is correct at 1 August 2023. Please note that unless advertised otherwise, you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable ongoing purchase rate. If we approve your credit card application, the Balance Transfer offer will be available for up to 90 days from the date your application is approved. Velocity Points are not issued on balance transfers.