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Virgin Australia

0% p.a. interest on balance transfers for 24 months

Virgin Australia Velocity Flyer Card (Balance Transfer Offer)

Balance transfer

0% for 24 months

Purchase rate

20.74%

Annual fee

$149 per year

Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.

HIGHLIGHTS

Virgin Australia Velocity Flyer Card may be suited for anyone looking to take advantage of lengthy interest free periods on purchases and balance transfers to pay down debt. It offers a steady way to accrue Velocity points but misses out on the added bonuses of the Velocity Flyer Points Offer Card.

This card comes with a 0% p.a. balance transfer offer for 24 months (then 20.99% p.a. after), plus you'll also get a $129 Virgin Australia Gift Voucher, each year.

Main features

Rate type

Rate %

Duration

Purchases

20.74% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	2.7%	$2.7

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$149	per year
Monthly fee	-	-

MORE INFORMATION

It’s important to note that interest on balance transfers reverts to the cash advance rate of 20.99% P.A after the initial 24-month period. An interest rate of 20.74% P.A also applies to purchases.

Virgin Money Velocity Flyer Card Purchase and Balance Transfer features and benefits:

$149 annual fee
0% balance transfer rate for the first 24 months (then reverts to the cash advance rate of 20.99%)
Up to 55 days interest free on retail purchases
20.74% P.A standard interest rate thereafter
20.99% P.A cash advance rate
Earn 0.66 Velocity points per $1 spent on eligible transactions, up to $1,500 each statement period,0.5 points per $1 spent thereafter
$6,000 - $100000 credit limit.

TERMS & CONDITIONS

Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances, currently 20.99% p.a. If we approve your credit card application, the Balance Transfer offer will be available for up to 90 days from the date your application is approved. Velocity Points are not issued on balance transfers.

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