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Westpac

$0 Annual Fee for the first year and $0 in suceeding years when you spend over $5,000 p.a

Westpac Low Fee Card

Balance transfer

Not Available

Purchase rate

20.99%

Annual fee

$30 per year

$0 Annual Fee for the first year and $0 in suceeding years when you spend over $5,000 p.a or $30 annually.

HIGHLIGHTS

$0 Annual Fee for the first year and $0 in suceeding years when you spend over $5,000 p.a or $30 annually. A low $500 minimum limit, purchase rate of 20.99% P.A and interest free period of up to 55 days helps to keep your spending (and fee paying) under control with complimentary additional card for your family members.

Main features

Rate type	Rate %	Duration
Balance transfers	-	-
Purchases	20.99% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$30	per year
Monthly fee	-	-

MORE INFORMATION

$0 Annual Fee for the first year and $0 in suceeding years when you spend over $5,000 p.a or $30 annually.

Up to 55 days interest free on retail purchases

20.99% P.A standard interest rate

21.99% P.A cash advance rate

$500 - $50000 credit limit.

TERMS & CONDITIONS

$0 card fee is available for the first year and every year afterwards when you apply and are approved for a new ‘Low Fee’ credit card. To qualify, you must meet the spend criteria on eligible purchases ($5,000 or more for a Low Fee card) in each 12-month period, starting from the Card Fee date.

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