
Health Insurance
From international student to graduate: how my health cover changed
I thought I had health cover… then my student visa ended. I found out the hard way how Australia’s health insurance system works.
Digital Content Producer
Shubham Pandey (Shub) is a digital finance specialist with over six years of experience creating trusted, expert-led content on investing, superannuation, and personal finance. He has written for major institutions and publishers – including ANZ Bank, Finder, and now Compare Club – helping everyday Aussies make smarter decisions with their money. Shub’s work spans both banking and fintech, with a growing content footprint across Australia and the broader APAC region. He’s contributed to globally-read platforms like Valnet, BeInCrypto, and AMBCrypto, and holds a Master’s in Finance (with a minor in Communication) from La Trobe University, along with ASIC RG146 Tier 1 certification for general advice. His goal is to make complex financial concepts simple, actionable, and genuinely helpful.
Health Insurance
From international student to graduate: how my health cover changed
I thought I had health cover… then my student visa ended. I found out the hard way how Australia’s health insurance system works.
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