Compare Overseas Visitors Health Cover
Tell us what cover you would like and we'll help you compare the best deals from multiple Australian providers.
- Satisfy Australian Government visa requirements
- Receive your visa compliance letter instantly by email
- Cut down on medical costs and protect your health Australia-wide
We're Australia's largest and most trusted private health insurance
comparison service*
Our Overseas Visitors health insurance partners
Here’s how our experts can help you with your
Overseas Visitors Health Insurance Cover
Find Cover You Want
Enter a few details and we’ll help you find the policies that better suit your needs.
Simple Comparison
Let us know what type of cover you would like and we'll let you know what you'll be covered for.
Avoid Hefty Bills
Overseas Visitors Health Cover can help you avoid hefty health care bills.
Meet Visa Requirements
We only offer policies that fulfill the visa requirements set by the Australian Government.
How our experts have
helped Australians like you
Showing our 4 & 5 star reviews
by Florence PierceQuick & Easy Change of Health Insurance!
Compare Club contacted me today in reference to an online Health Insurance survey I recently filled out: Alicia of Compare Club was Beyond Brilliant! She compared Insurers for me, got me far better, more reasonably priced coverage, ensured I now have more & better Extras Cover with BUPA than I ever did with my previous Insurer (AHM) & easily transferred me to my new Health Insurer, all in record time (but without rushing me). Not only that, Alicia Tailored my new coverage Specifically, to my exact Medical & Health needs - again, all for a better Fortnightly/Monthly Premium! Alicia also simplified all of the complex details in clear language ensuring that the whole process was not only quick, but pain-free & even enjoyable! Would recommend them to absolutely anyone: Thanks, Alicia & thanks, Compare Club!
- by Klaudia Dunk
Private health
The consultant compared my health fund cover and how much I use it to see if there was any better options. The only better option to match with my usage is with my health fund at a lower level of extras, but they still walked me through the steps of how to change it, despite the fact that what they usually do is get people a better rate by changing providers.
- by J C
Cheers to Mac!
Took out my first ever Private Health Insurance policy today with the assistance of Mac who was super helpful and cracked a few jokes here which made it an enjoyable experience. Cheers Mac, you're a Legend!
- by Louise Chiconi
They had my best interests in sight
I spoke with a lovely lady, Ellie, who was looking out for my best interests in health insurance, understanding what I was looking for and what I needed. Whilst I had done some research of my own I also needed assistance on understanding other areas (health insurance is not the easiest to understand) and we both agreed on the same. Having her understand my priorities was a great way to move forwards.
- by Vera Randall
PROFESSIONAL, EMPATHETIC, ADVICE SAVED $S
On following up on our re quest for a review of our health fund cover, team member Andy, handled our enquiry professionally, with empathy and friendliness. We accepted Andy's information with confidence and transferred to a fund that is not saving us $200 plus per month. In addition, Andy informed us that when out of the country, on advising our new fund we would not be required to make a payment.
- by Sharon F
Very Happy Customer
My experience today with both Shaneen (not sure) and Taylor was exceptional. They took their time to ask the necessary questions of what I was wanting to achieve from my Health Care Fund. I found Taylor to be very professional and helpful and he was able to find a much better option for me where I not only saved but also received more for my dollar. Couldn't ask for more than that!!
- by Ray Russell
I've been thinking of changing…
I've been thinking of changing Healthcare insurance for a while but found it a bit daunting. Using this comparison service made it all easy. Well explained and pleasant to deal with. Ended up with a similar policy for less with better extras cover. And some pretty handy advice from Alex Valentini. Thankyou.
- by Robert Leslie Johnson
First of all I enquired about my health fund costs
First of all I enquired about my health fund costs and in doing so I found that I could save a few dollars on my current fund. The people at compare club are not pushy in any way and it was a pleasure doing business with them. Then I asked about my electricity costs and the same thing applied I saved more money as I am in my 80s every little bit helps.
by BradThe assistance was god and concise
The assistance was god and concise, my big problem was not getting told of the increase and therefore given a premium that was to be out of date before I paid my first. Not happy Jan.
- by Anne
A good review - so far
I was impressed with my service Matt the person I dealt with was clear and helpful I must admit I was weary as I had a bad expert with a company with health comparisons before and that locked me into a contract that didn’t cover what I requested So so far all is ok and appreciated the follow up afterwards Let’s hope our association is a good one Anne
- by Anthony
Easy to comprehend and informative
Easy to comprehend and informative. Understanding our requirements and adjusting our policy to suit. Everything was well explained.
- by Marjetta
Very informative
Very informative
- by Thuy
It was very good!
It was very good!
- by Dianne
conversation was easy and…
conversation was easy and understandable very informative
- by Dianne
Health comparison
Max was very informative and made sure I got everything I needed in my policy at a better price than HCF
- by Divakar
Yanni from Compareclub was very patient…
Yanni from your group was very patient and honest. He took the time to understand my requirements and provide a health fund that suited our needs. I took the call from him as unlike other sales people who earlier responded to my enquiry started bragging about their qualifications.
- by Sara Meadows
Greater savings monthly and on claims
Alexander was extremely helpful. Made sure he understood our needs and found a new policy for us that is not only cheaper but will allow us to claim more on the services we use most.
- by Don
Excellent service
Excellent service, easy to talk too
- by Stuart Drummond
The client representative very knowledgeable
The client representative was very knowledgeable and extremely helpful to save any confusion with the change over.
- by Gary Newman
Josh was super efficient and helpful
Josh was super efficient and helpful
What is visa condition 8501?
Adequate health insurance criteria
Condition 8501 requires applicants for certain visas to take out a baseline level of health insurance for the duration of their stay in Australia. Without this level of cover a visa is unlikely to be granted or, if your cover lapses while you're in the country, your visa may be cancelled.
It's important to note that most, but not all, overseas visitors health insurance policies are tailored to meet these requirements. All policies that are available for purchase through Compare Club meet condition 8501.
The following are the required criteria for “adequate health insurance”.
Provides public hospital cover at a minimum
Includes cover for emergency ambulance transport
Covers all medications covered by the Pharmaceutical Benefits Scheme (PBS)
Covers all treatments listed under the Medicare Benefits Schedule (MBS)
Overseas Visitors Health Cover FAQ's
There are some visas that are no longer active which health funds won’t cover, and you can’t get cover for any visa that has access to Medicare, such as visa 804 and visa 864.
You will have seen these when you compared insurers, however the information will also be available in the welcome email sent by your chosen insurer.
However, most doctors and General Practitioners will recognise some health funds and let you claim on the spot with your membership card.
When this period ends, you will be charged for the next billing period, which may be fortnightly or monthly.
- Overseas Visitors Health Cover is a month to month health insurance and has limited options as to what can be included in your cover.
- Overseas Students Health Cover is for student visas and must be paid upfront for the length of time the visa is active. For example, if your visa is for two years, you must pay two years upfront. All people on the visa must also be included on the cover. If you want to learn more, please read our guide.
* More Health insurance policies sold vs other comparison services July 2021 - June 2022, PHIIA (2022) and higher Trust pilot scores vs competitors as of 1 Oct 2023.
Compare Club compares selected products from a panel of trusted insurers. We do not compare all products in the market.
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