COMPARE OVERSEAS VISITORS HEALTH COVER

Tell us what cover you would like and we'll help you compare the best deals from multiple Australian providers.

  • Satisfy Australian Government visa requirements
  • Receive your visa compliance letter instantly by email
  • Cut down on medical costs and protect your health Australia-wide
  • I am looking for

  • Visa Type

  • Visa Subclass

  • 8501 Visa Condition ?

We're Australia's largest and most trusted private health insurance comparison service*

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We compare insurance across a range of Australia's most trusted insurance providers.

How our experts have helped people like you

Excellent

trustpilot rate 4.5

Based on 8985 reviews on

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I was greatly surprised to hear that I…

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I was greatly surprised to hear that I could access a better deal than what I was currently agreed to !! The operator was able to guide me through all the steps to proceed to the end, explaining as he went.


Robert Battersby

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Very professional

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Very professional, looking forward to our next building period.


Colin

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Excellent Sales rep

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Sales rep, well explained easy to understand. Well done


Roger Forsyth

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Robert Strutt

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Robert Strutt, exceptionally knowledgeable, delivered information clearly and relatable to my needs, found the best deal for me and was quick to process all information as needed due to my situation. Thank you Rob


Antonia

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The consultant was helpful and not…

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The consultant was helpful and not pushy. The process was easy.


Peter Wallace

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Very helpful and professional

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All staff, but especially Bobby and April, were helpful and professional. My phone calls and emails were answered promptly and pleasantly. Nothing was too much trouble. I honestly wish I could give 10 stars.


Deneace

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Very professional staff member I will…

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Very professional staff member I will deal with you again


John Krstic

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I was just about at my wit's end in…

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I was just about at my wit's end in dealing with Origin Energy (my provider for many years) in trying to get a better deal after our latest bill of nearly $1000 a quarter! Talking to one of their O/S call centres (why Australian companies continue to use O/S call centres) is totally beyond me. I simply cannot understand them! I tried another two energy companies--same result, I can't understand them. I was to give up when I answered a promo by Compare Club. I filled out the form, and about 7pm that night, I had a call from (a) Bastian Riquelme. And Bastian spoke very good clear English! Joy oh joy. We spoke for a good hour with Bastian assuring me he could get a better deal. And, he did. This bloke knows his stuff. He came back with two options and I was leaning towards his first recommendation when I clicked onto their Reviews. The news was not good. They were damned each & every way. I alayed my fears to Bastian. He listened intently to what I was saying--he didn't try to talk me down--unlike other various call centre reps. He respected my concerns (I like that), and immediately switched tact. I should point out here that Bastian did make comment prior to signing me to this other energy company, that while their rates were the cheapest, "Origin Energy ran them a close 2nd." His comment "Alan, I think you would be happier re-signing with Origin...and I would too. Bastian then went through what Origin was offering, and I agreed to sign up. The deal he put together was very, very good. Way better than Origin's own call centre rep was trying to get me to sign--and he could barely speak English (Origin...take note). I'm an old bloke and fair dinkum, I am so sick and tired of trying to understand these O/S call centres. My brain was virtually "fried" prior speaking with Bastian. I can't praise him enough. Alan Mitchell. 6.4.26.


Alan Mitchell

What is visa condition 8501?
Adequate health insurance criteria

Condition 8501 requires applicants for certain visas to take out a baseline level of health insurance for the duration of their stay in Australia. Without this level of cover a visa is unlikely to be granted or, if your cover lapses while you're in the country, your visa may be cancelled.

It's important to note that most, but not all, overseas visitors health insurance policies are tailored to meet these requirements. All policies that are available for purchase through Compare Club meet condition 8501.

The following are the required criteria for “adequate health insurance”.

  • Provides public hospital cover at a minimum
  • Includes cover for emergency ambulance transport
  • Covers all medications covered by the Pharmaceutical Benefits Scheme (PBS)
  • Covers all treatments listed under the Medicare Benefits Schedule (MBS)
Find out more
Overseas Visitors Health Cover FAQ's
Here are some of the most frequently asked questions we receive about Overseas Visitors Health Cover:
We cover all ‘active’ visas, such as working visas (485, 482, 408) and visitor visas (600, 601).

There are some visas that are no longer active which health funds won’t cover, and you can’t get cover for any visa that has access to Medicare, such as visa 804 and visa 864.
Yes. Our experts are able to help you get your cover sorted before coming to Australia, and you can call us internationally to get it sorted. We can even help with a certificate of insurance if that’s needed for your visa type.
Your membership will commence on the date you nominated as the cover start date, even if your membership card has not arrived. However you should note that waiting periods will apply before you can make a claim.

You will have seen these when you compared insurers, however the information will also be available in the welcome email sent by your chosen insurer.
Most policies do not include extras, but can be added to the cover if required. Most Overseas Visitors Health Cover includes hospital and ambulance with the option to add benefits for doctors, specialists and pathology (blood tests).
It depends on your insurer, but you can make a claim by providing the receipt and claiming online or through the insurer’s mobile app.

However, most doctors and General Practitioners will recognise some health funds and let you claim on the spot with your membership card.
All you have to do is contact your insurer or us prior to the start date of your cover so it can be changed. You should do this as soon as you know about the delay.
You will be billed for your first month as soon as you sign up for your policy to confirm your cover. This payment will cover the month that follows your policy start date.

When this period ends, you will be charged for the next billing period, which may be fortnightly or monthly.
If you were overseas at the time of purchase and in transit at the time your membership card/s arrive, you can always contact us or your fund once you arrive in Australia and ask for your cards to be reissued.
Yes, there is.

  • Overseas Visitors Health Cover is a month to month health insurance and has limited options as to what can be included in your cover.
  • Overseas Students Health Cover is for student visas and must be paid upfront for the length of time the visa is active. For example, if your visa is for two years, you must pay two years upfront. All people on the visa must also be included on the cover. If you want to learn more, please read our guide.
To receive Oversease Visitors Health cover Insurance quotes, submit your details above and a Compare Club health insurance expert will contact you.

* More Health insurance policies sold vs other comparison services July 2021 - June 2022, PHIIA (2022) and higher Trust pilot scores vs competitors as of 1 Oct 2023.


Compare Club compares selected products from a panel of trusted insurers. We do not compare all products in the market.