Borrowing power
calculator
Use our borrowing power calculator to get an estimate for how
much you can borrow for your home loan in just minutes.
Discover your borrowing power
Use our borrowing power calculator to get a quick estimate on how much you could borrow based on your current
income and your current financial commitments.
Disclaimer: The results from this calculator should be treated as a guide only and is not a prediction or professional financial advice and should not be relied on as true indication of borrowing power, or quotes or pre-qualifications for any loan. You should consider getting advice from a licensed finance professional before making any financial decision.
Results are based on information you have provided and do not take any of your personal circumstances into account. Using this calculator does not guarantee you will be eligible for a loan. You will need to satisfy your lender's lending criteria.
Compare Club accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.
Information such as interest rates quoted, and default figures, and formulae used in the assumptions are subject to change without notice.
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How our experts have
helped Australians like you
Excellent
Based on 4975 reviews on 
Showing our 4 & 5 star reviews
by LyndonRefinance mortgage with Sophie
Sophie made our experience refinancing our home mortgage very smooth and straightforward, and it was a pleasure dealing with her. She was very professional and understood our specific needs. She showed patience with us and explained everything simply, ultimately getting us a much better home loan package and helping to consolidate some debt. Thanks so much Sophie (and Freddie)!
by Glynis LovickMy experience with this mortgage broker…
My experience with this mortgage broker was very positive. They were knowledgeable and helped me navigate through the complex mortgage process, finding a rate that worked for me. Communication was generally good, although there were a few delays in getting updates. Overall, they provided a solid service
- by Joe Monzon
Sofie Matthews, you were amazing!
Thanks heaps to Sofie Matthews for an amazing work! She’s been truly great and instrumental in getting loan approval for our very first home. I’m happy to recommend her as well as the entire compare club team for their extra-ordinary services. More power to you, guys!
- by Michael Tyrer
Wonderful experience with Ida and team…
Wonderful experience with Ida and team from Compare Club. Ida made the process of refinancing super easy, she is extremely communicative and kept me up to date throughout the whole process. I could tell from the get go that Ida is very professional and enjoys her work helping people get the best loan possible. Thank you so much Kara & Michael
- by Kevin Redmond
Compare club got me a great new home…
Compare club got me a great new home loan rate and the total experience from start to finnish was amazing. I could not rate them highly enough.
- by Anthony Britton
Easy from start to finish
Our mortgage broker made the whole process easy from start to finish. We secured a loan with a great rate and all the features we wanted. Thankyou very much Ida.
- by gigi do
Great Refinance Experience!
I am very pleased with Grant who helped us a lot. He was very friendly and helpful and we are very happy with the results. Highly recommend this organisation!
- by JN_Sydney
Refinanced with great success
I initially had a bit of a wonky experience with Compare Club when the person that I was dealing with changed departments in the middle of the process. However, I was reassigned to Sophie who turned everything around. I have now refinanced and am very happy with the result. Will be going to Sophie again for future needs.
- by Marina Munalula
Gratitude!
Grant provided me with the best service and assisted me in refinancing my home loan with no hiccups whatsoever. Though my financial situation was dire and I had experienced two rejections previously, Grant reassured me that he will find me the best option and delivered great results within a short time. Grant and your team are simply the best. Thank you very much! You are a blessing to me and my family!
- by Marietta Ferris
Excellent Service!!
Rick was prompt and optimistic. He gave me few options to consider according to what I want and need. Very happy with the results. Thank you so much Rick for your help in refinancing my home loan.
- by Diana Amarasekera
Refinance
I reached out to Sophie to refinance my mortgage and she helped me all the way through I was really happy with it I recommend Sophie any time I still contact her if I need anything than Thank you Sophie
- by Luke
I reached out to Compare Club when my…
I reached out to Compare Club when my previous lender (PEPPER!!) were gouging me. Grant made the transition to my new lender an easy process and saved me thousands in repayments. Yes, I highly recommend Grant and the team at Compare Club.
- by Margaret
Grant was fantastic
Grant was fantastic, he was on the ball & even talked me through how to upload certain documents. When it cam came time to settle & I asked for a closer settlement, he was able to assist in this, resulting in an earlier settlement by almost 2 weeks. Fantastic is not a good enough word. Thx you Grant, ur truely wonderful 😁
- by Lou Cavanagh
My Broker Changed My Life!
My broker is Grant Ross and he has been so very helpful from the beginning. I'm a single income and needed to refinance my mortgage after coming off fixed term. I went from 1.1% to a whopping 7.9% thru my big bank. I was working to pay my mortgage, with very little left over each week. He was positive from the start even though I wasn't, as I had experienced a financial hardship issue last year due to illness. He found me a bank who would take me on and even extend my loan over a longer period when my current bank wouldn't. Settlement is today! So grateful for Grant's help! This has been life changing.
- by Ann Stevenson
Ida was absolutely amazing
Ida was absolutely amazing, nothing was too much trouble. Ida went above and beyond to make sure we got our home. She assisted us every step of the way and I can’t recommend her enough. Will be sending my friends and family to her in the future
- by Gregory
Grant was absolutely amazing and worked above and beyond to bring our dream to fruition
Grant was absolutely amazing and worked very hard to assist us over the line and into our house, his efforts have been nothing short of exemplary, and furthermore I'm very happy to refer as many people as I can to talk to Grant Ross, and Compare club, thankyou so much we could not be happier. Greg & Deb Smith
- by Shirley Dillon
Very helpful and patient
The team at Compare were very helpful in aiding me in getting all the information needed and patient with setbacks and holdups by my bank in getting my mortgage refinanced with a much better interest rate saving me $K's over the time of the loan.
- by Ariadne K
I received a great service for…
I received a great service for refinancing my home loan. The mortgage brokers were fantastic. Better than mortgage brokers in Perth who take too long. I highly recommend compare club and Rick.
- by Shantelle Smith
Compare Club makes it so easy to…
Compare Club makes it so easy to compare providers and find something suited to your needs. Transferring my health insurance, electricity, and gas was seamless. I also got advice about my home loan. Their service has been so convenient and easy over the phone.
- by Nick Downey
Refinancing made easy
We recently refinanced and consolidated debt through Compare Club. Our broker provided us with prompt, efficient communication that was easy to understand. They were also able to find us a better deal that suited our situation. They kept us informed about the process - which was a month from initial conversation - right up to settlement. Very happy with the service we received and highly recommend Compare Club to anyone else looking to refinance.
Things you should know
Here are a few essential bits of information about us. Your home loan is all about you, but this should give you confidence you're dealing with professionals. It's also legally important for us to tell you this.
Compare Club is an Authorised Corporate Credit Representative of Alternative Media Pty Ltd ABN 17 149 089 716 (Australian Credit Licence Number 486326).
Everything on this page only provides general information about home loans. It's been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice - always seek professional advice in relation to your individual circumstances. Products and rates quoted are subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
* The Interest Rate quoted is for a variable rate owner occupied loan with principal and interest payments, loan to value ratio below 60% and minimum loan amount of $250,000. Interest Rates are correct as at 05/06/2023 and subject to change at any time. The comparison rate is based on a loan amount of $150,000, over a 25 year term. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply and your full financial situation would need to be reviewed prior to acceptance of any offer or product.
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Compare Club Australia Pty Ltd (CCA) is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326). CCA is a credit rep (Credit Representative Number 519886) of Alternative Media Pty Ltd (ACL Number 486326). The financial products compared on this website do not necessarily compare all features and products in the market that may be relevant to you.
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