Borrowing power
calculator

Use our borrowing power calculator to get an estimate for how
much you can borrow for your home loan in just minutes.

Discover your borrowing power

Use our borrowing power calculator to get a quick estimate on how much you could borrow based on your current
income and your current financial commitments.

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Disclaimer: The results from this calculator should be treated as a guide only and is not a prediction or professional financial advice and should not be relied on as true indication of borrowing power, or quotes or pre-qualifications for any loan. You should consider getting advice from a licensed finance professional before making any financial decision.

Results are based on information you have provided and do not take any of your personal circumstances into account. Using this calculator does not guarantee you will be eligible for a loan. You will need to satisfy your lender's lending criteria.

Compare Club accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.

Information such as interest rates quoted, and default figures, and formulae used in the assumptions are subject to change without notice.

Our experts make comparing home loans easy.

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at a great rate

How our experts have
helped Australians like you

Excellent

Based on 10142 reviews on

Professional staff

23 days ago

The team made the harrowing experience of dealing with Banks a breeze. The engagement by the broker and admin staff has made my experience a very positive one, Thanks again to the professional Alison and Jolina for making this happen for me, it is gratefully appreciated.

robert

Fantastic great communication very…

2 months ago

Fantastic great communication very supportive. I would not have done it without your help. I learnt something’s along the way so very happy.

Christine

Alison was efficient and very…

3 months ago

Alison was efficient and very professional, she was always available to answer all our questions and make this loan approved quickly!

Lorraine

Professional and efficient customer…

4 months ago

Professional and efficient customer service

Ramonchito Santos

Outstanding Service and Commitment …

6 months ago

I made contact with Compare 2 years ago and we were introduced to SOPHIE MATTHEWS. She was absolutely wonderful and helped sort our finances. Her professionalism and commitment was outstanding. All that was discussed, was delivered. So we contacted SOPHIE again after 12 months to help reduce the interest rate with extra finance to complete our Home Renovations. To her word as promised previously we can help you and again all our needs were met. Management need to commend SOPHIE on her outstanding work and making it such as easy process. Thank you for everything!

Suzi

Received timely and high quality advice…

6 months ago

Received timely and high quality advice on my home loan re-finance. My broker was fantastic and helped me through the full process from start to end which resulted in securing a good loan rate and a quick settlement.

Ross

Consistent, unwavering support and service

10 months ago

Alison Thomas was diligent and thorough, totally helpful and supportive all through the process, some of which I found quite challenging. She always provided clarity and whatever assistance I needed to keep the process moving forward, even though at certain points I had thought of giving up. She was always a phone call or an email away if I hit a roadblock and I am so grateful for her seamless facilitation to get us through the goal posts.

Frank

Ida was perfect very helpful went…

a year ago

Ida was perfect very helpful went through all the trouble to settle and was awesome to sort me out a decent loan

Brent

Things you should know

Here are a few essential bits of information about us. Your home loan is all about you, but this should give you confidence you're dealing with professionals. It's also legally important for us to tell you this.

Compare Club is an Authorised Corporate Credit Representative of Alternative Media Pty Ltd ABN 17 149 089 716 (Australian Credit Licence Number 486326).

Everything on this page only provides general information about home loans. It's been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice - always seek professional advice in relation to your individual circumstances. Products and rates quoted are subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

* The Interest Rate quoted is for a variable rate owner occupied loan with principal and interest payments, loan to value ratio below 60% and minimum loan amount of $250,000. Interest Rates are correct as at 05/06/2023 and subject to change at any time. The comparison rate is based on a loan amount of $150,000, over a 25 year term. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply and your full financial situation would need to be reviewed prior to acceptance of any offer or product.

Compare Club Australia Pty Ltd (CCA) is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326). CCA is a credit rep (Credit Representative Number 519886) of Alternative Media Pty Ltd (ACL Number 486326). The financial products compared on this website do not necessarily compare all features and products in the market that may be relevant to you.

Comparisons are made on the basis of price only and different products may have different features and different levels of coverage. Not all products are available to all customers. Information found on the Compare Club website is for general purposes only. Before using our website, you must review our Terms of Use, the Privacy Policy, Financial Services Guide (Life Insurance Products), Financial Services Guide (General Insurance) and Credit Guide (Home Loans).

Compare Club acknowledges the traditional owners of the lands on which we work. We pay our respect to Elders past, present and emerging, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.