CHECK OUT TRAVEL INSURANCE
Excellent
Based on 7886 reviews on
Partner Offers
Multi-award-winning travel insurance, trusted by over 2 million Aussie travellers. Choose from Domestic, International, Cruise & Annual Multi-Trip policies to suit your travel needs.
Cover available up to 100 years of age (Cruise and Bare Essential policies cover up to 79 years of age)
Unlimited cover for overseas medical expenses
A global assistance network with 24/7 emergency support
Exclusive Offer for Compare Club customers: Use code COMPARE10 and get 10% off. Ends 31 August 2026.
Insurance with a bit more bite. Flexible cover that lets you build it your way — Award Winning Cover for trips where adventure is non-negotiable.
24/7 Emergency Assistance
Up to $20,000 cover for cancellation with Top policies
Customisable add-ons for flexible cover
Exclusive Offer for Compare Club customers: Use code AdventureCC10 and get 10% off. Ends 31 August 2026.
Award winning travel insurance for most recommended, outstanding customer satisfaction, and exceptional value medical only cover.
Choose your excess
Increased luggage cover
Increased rental car insurance excess cover
Simple, smart insurance for the things you love. Butter makes protecting your travel easy, with flexible cover, online claims, online support and peace of mind—no paperwork, just tap and go
Online claims with fast approvals
Customisable Cover for what matters to you.
24/7 emergency assistance
Exclusive Offer for Compare Club customers: Use code CCButter10 and get 10% off. Ends 1 March 2026
Built by a team with decades of experience creating award-winning travel brands in Australia and the UK. You're covered for most short trips or overseas adventures — with competitive pricing, add-ons, and 24/7 assistance.
Flexible cover for all ages
Cruise, ski and more add-ons
AU sales & enquiries call centre
Exclusive Offer for Compare Club customers: Use code club10 and get 10% off. Ends 21 August 2026
With Tick, you can enjoy budget-friendly, cover for added peace of mind on your next adventure. Plus, kids are covered for free when travelling with parents or grandparents.
Unlimited cover for overseas medical expenses
Up to $20,000 cover for cancellation with Top policies
24/7 emergency assistance
Exclusive Offer for Compare Club customers: Use code COMPARE10 and get 10% off. Ends 31 August 2026.
Travel Insured Australia offers unlimited medical cover up to 12 months, and customisable plans - choose only the benefits you need. Straight forward claim process for fast resolution.
Local claims team - response within 24 hours
24/7 Phone Assistance
Emergency medical assistance services
Smart, reliable cover designed for every Aussie traveller. Award-winning protection that delivers big on value without the big price tag.
Award-winning Coverage and Value
Unlimited Medical with 24/7 Emergency Assistance
Rated 4.7 / 5 On TrustPilot
Exclusive Offer for Compare Club customers: Use code SafeCC10 and get 10% off. Ends 31 August 2026.
Travel insurance in an app. With optional cover add-ons, only pay for what you need while enjoying live chat support and 24/7 access to medical and emergency specialists.
Unlimited medical and emergency dental
24/7 access to telehealth and medical specialists
Easy-to-submit claims
Exclusive Offer for Compare Club customers: Use code COMPARECLUB and get 10% off. Ends 30 Nov 2026
Protect your holiday before the unexpected makes a mess of it. Blue Insurance also has cover options to help you tailor your policy, so you get the travel insurance that works for your trip.
24/7 emergency assistance
Medical conditions cover available
Single trip and annual multi-trip cover options
Why consider travel insurance?
You could save serious money
Avoid paying for bells and whistles you don’t need. If you’re not planning to go skydiving, you probably don’t need extreme sports cover. By shopping around, you can find a policy that gives you exactly what you need - and nothing you don’t. Save those dollars for sampling local cuisine and new experiences.
You’ll get cover that actually suits your trip
Every traveller is different. Heading to a country with a reciprocal healthcare agreement? Great - you may not need the most comprehensive medical cover. Still, don’t skip on key inclusions, especially if you take medication or your kids have specific health needs, like asthma.
You’ll spot gaps before they cause problems
All policies have exclusions. Comparing cover helps you avoid surprises when it matters most. No one wants to discover your lost luggage isn’t covered after it’s halfway to Lisbon - and you’re not.
Find the right travel insurance for your trip
Travel insurance policies usually include some or all of the following:
Medical expenses and emergencies
This includes hospital stays, doctor visits, and emergency evacuation. Many policies also cover dental emergencies and repatriation to your home country.
Trip cancellations or interruptions
Covers non-refundable expenses if you can't travel due to reasons like illness, injury, or natural disasters. Most policies now include optional COVID-related cover, which may cost extra.
Baggage and personal belongings
Smokers can get life insurance from all insurers that Compare Club works with. Average premiums for smokers are usually higher as health and lifestyle habits are assessed by insurers.
Rental vehicle excess
If you hire a car and are involved in an accident or damage occurs, travel insurance can cover the excess fee often required by rental companies.
Accidental death or dismemberment
Your travel insurer can provide financial support in the event of a serious accident during your trip.
Travel delays
Most policies also cover additional costs for meals, accommodation, or alternative transport if your travel is delayed due to covered reasons.
What's new in travel insurance?
Did you know that cover at sea isn’t automatically included in most travel insurance policies? Cruise cover is an optional add-on.
COVID-19 coverage is now standard with many insurers, but always check what’s included. Long covid is still quite a new condition for insurers to include so if you need it on your policy, look for an insurer that specifically includes this condition.
Adventure sport cover and winter sports insurance are increasingly common as Australians seek more thrill-based getaways.
Rental vehicle excess cover and motorbike/scooter add-ons are in higher demand as more people explore independently.
Domestic cover is still relevant, especially for flight cancellations, baggage issues, or rental car damage.
Updated as of 16 May 2025
Find the right travel insurance for your trip
Travel insurance policies usually include some or all of the following:
Covers essential medical expenses only.
Who is it for?
Budget travellers, countries with reciprocal healthcare agreements.
Includes medical expenses, tour cancellation, lost luggage, and some extras.
Who is it for?
Most standard holidaymakers travelling on guided tours.
Medical costs, cancellation fees, lost or stolen luggage, adventure sports, additional benefits.
Who is it for?
Those going on longer trips with complex itineraries moving through many countries - and travellers with complex medical needs.
How much does travel insurance cost?
- This varies based on:
Your destination: Travelling somewhere remote or without reciprocal healthcare? Expect a higher premium. High risk destinations (e.g. travelling to a conflict zone) comes with higher premiums too.
Your travel duration: Longer trips = more exposure to risk.
Your age: Premiums often increase as you get older.
Any pre-existing conditions your may have: Some insurers will cover these for an additional fee.
Your excess: Higher excess = lower premium (but more out-of-pocket costs for you if you do need to claim).
Level of cover: Comprehensive cover costs more, but offers peace of mind and lower costs if you do need to claim.
For example, a 40-year-old travelling solo to the UK for two weeks might pay around $45 for a basic policy, or over $150+ for comprehensive cover.
Here’s the average travel insurance premium for the top five international travel destinations in
2025 (based on a two-week single traveller aged 40).
Destination | Average Cost (Basic) | Average Cost (Compehensive) |
|---|---|---|
New Zealand | $40 | $120 |
Indonesia (Bali) | $55 | $160 |
United Kingdom | $45 | $150 |
United States | $65 | $190 |
Japan | $50 | $170 |
Source: estimates are based on comparisons of policies from over 30 insurers, including Cover-More, NRMA, Allianz, and Travel Insurance Direct.
Here’s the average travel insurance premium for the top five domestic travel destinations in
2025 (based on a two-week single traveller aged 40).
Destination | Average Cost (Basic) | Average Cost (Compehensive) |
|---|---|---|
Sydney | $20 | $60 |
Melbourne | $22 | $65 |
Gold Coast | $18 | $55 |
Perth | $25 | $70 |
Cairns | $23 | $68 |
Source: estimates are based on comparisons of policies from over 30 insurers, including Cover-More, NRMA, Allianz, and Travel Insurance Direct.
Domestic policies often cover cancellations, car rental excess, and lost or stolen belongings.
Excellent
Based on 7886 reviews on
Great service without being pushy
Great service without being pushy. Helped sort out the right policy for my needs as they are now. Had been paying for a policy with unrelated cover and had never been contacted by the company in 40 years.
Cheryl
Excellent service and communication
The whole experience with Holly was amazing. She was patient and took the time for me to select the best options for my circumstances. I would highly recommend taking a moment of your day and discuss your options with her. You will find it so very valuable!
Mrs Essra Bartlett
I was very happy to be able to save…
I was very happy to be able to save more in today's high cost of living and the young man that helped me was so nice and explained all I needed to know and I would urge everyone to look at their services supplier cost if they could do better or reassured they made the right choices.
Ask a Lawyer On-Call Cust
Thank you for all the help i now save…
Thank you for all the help i now save almost $40 monthly on my private health insurance plus I save on my power bills. Being a pensioner it's sometimes hard. Thank you and Blessings to you 🙏
Elaine
Great experience
Great experience. Ability to make people satisfied.
Jaswant Singh
Great service
Impressed with service and follow up
Sandy Cooper
RozF
Was explained all details perfectly
Roslyn
The experience was simple and I got a…
The experience was simple and I got a good discount on my gas bill.
Sandy Lorgelly
- If your trip includes multiple destinations, you’ll want a policy that offers cover for every location. Also be mindful of other factors such as travel duration, age, any pre-existing conditions, your excess and level of cover. For example, a 40-year-old travelling solo to the UK for two weeks might pay around $45 for a basic policy, or over $150+ for comprehensive cover.
- With pre-existing conditions: Long COVID isn’t always covered yet. If this matters to you, check policies carefully.
- Real reviews matter: Ask friends or read independent reviews before picking a provider. Avoid biased or uncontactable websites.
Compare Club Travel Insurance is owned and operated by Compare Club Australia Pty Ltd (ACN 634 600 007). Compare Club does not display all brands or all products offered by all brands.
You should consider the insurers PDS prior to making the decision to purchase their product. For more information please read our Financial Services Guide (FSG) which contains further information about how our service works and how we make money.
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Compare Club Australia Pty Ltd (CCA) is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326). CCA is a credit rep (Credit Representative Number 519886) of Alternative Media Pty Ltd (ACL Number 486326). The financial products compared on this website do not necessarily compare all features and products in the market that may be relevant to you.
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