Single Trip
Annual multi trip
COMPARE SENIOR TRAVEL INSURANCE
Travel comes with surprises. Your insurance shouldn’t. We’ll help you find cover that fits your trip. From take-off to touchdown.
Free quotes in minutes from a range of trusted travel insurance brands.
Exclusive discounts for Compare Club customers.
Match your policy by varying excess levels.
Add optional extras such as Cruise, Snow Sports and Rental Vehicle Excess.
Our travel insurance partners
Explore coverage from trusted names and boutique providers. We compare a range of policies from these travel insurance providers.
Why consider travel insurance?
You could save serious money
Avoid paying for bells and whistles you don’t need. If you’re not planning to go skydiving, you probably don’t need extreme sports cover. By shopping around, you can find a policy that gives you exactly what you need - and nothing you don’t. Save those dollars for sampling local cuisine and new experiences.
You’ll get cover that actually suits your trip
Every traveller is different. Heading to a country with a reciprocal healthcare agreement? Great - you may not need the most comprehensive medical cover. Still, don’t skip on key inclusions, especially if you take medication or your kids have specific health needs, like asthma.
You’ll spot gaps before they cause problems
All policies have exclusions. Comparing cover helps you avoid surprises when it matters most. No one wants to discover your lost luggage isn’t covered after it’s halfway to Lisbon - and you’re not.
Find the right travel insurance for your trip
Terms and conditions may vary between providers, so check the policy wording
Medical expenses and emergencies
This includes hospital stays, doctor visits, and emergency evacuation. Many policies also cover dental emergencies and repatriation to your home country.
Trip cancellations or interruptions
Covers non-refundable expenses if you can't travel due to reasons like illness, injury, or natural disasters. Most policies now include optional COVID-related cover, which may cost extra.
Baggage and personal belongings
Protection against loss, theft, or damage to your luggage and personal items. Some policies even include cover for essential items if your luggage is delayed.
Rental vehicle excess
If you hire a car and are involved in an accident or damage occurs, travel insurance can cover the excess fee often required by rental companies.
Accidental death or dismemberment
Your travel insurer can provide financial support in the event of a serious accident during your trip.
Travel delays
Most policies also cover additional costs for meals, accommodation, or alternative transport if your travel is delayed due to covered reasons.
Find the right travel insurance for your trip
Travel insurance policies usually include some or all of the following:
Covers essential medical expenses only.
Who is it for?
Budget travellers, countries with reciprocal healthcare agreements.
Includes medical expenses, tour cancellation, lost luggage, and some extras.
Who is it for?
Most standard holidaymakers travelling on guided tours.
Medical costs, cancellation fees, lost or stolen luggage, adventure sports, additional benefits.
Who is it for?
Those going on longer trips with complex itineraries moving through many countries - and travellers with complex medical needs.
How much does travel insurance cost?
- This varies based on:
Your destination: Travelling somewhere remote or without reciprocal healthcare? Expect a higher premium. High risk destinations (e.g. travelling to a conflict zone) comes with higher premiums too.
Your travel duration: Longer trips = more exposure to risk.
Your age: Premiums often increase as you get older.
Any pre-existing conditions your may have: Some insurers will cover these for an additional fee.
Your excess: Higher excess = lower premium (but more out-of-pocket costs for you if you do need to claim).
Level of cover: Comprehensive cover costs more, but offers peace of mind and lower costs if you do need to claim.
For example, a 40-year-old travelling solo to the UK for two weeks might pay around $45 for a basic policy, or over $150+ for comprehensive cover.
Here’s the average travel insurance premium for the top five international travel destinations in 2025 with no pre-existing medical conditions (based on a two-week single traveller aged 40)*
Destination | Average Cost (Basic) | Average Cost (Comprehensive) |
|---|---|---|
New Zealand | $40 | $120 |
Indonesia (Bali) | $55 | $160 |
United Kingdom | $45 | $150 |
United States | $65 | $190 |
Japan | $50 | $170 |
Here’s the average travel insurance premium for the top five domestic travel destinations in 2025 with no pre-existing medical conditions (based on a two-week single traveller aged 40)*
Destination | Average Cost (Basic) | Average Cost (Comprehensive) |
|---|---|---|
Sydney | $20 | $60 |
Melbourne | $22 | $65 |
Gold Coast | $18 | $55 |
Perth | $25 | $70 |
Cairns | $23 | $68 |
*Estimates (international and domestic) are based on comparison of over 30 different travel insurance policies, from providers that include Cover-More, NRMA, Allianz and Travel Insurance Direct.
Domestic policies often cover cancellations, car rental excess, and lost or stolen belongings.
Excellent
Based on 10425 reviews on
Electricity
The staff were great and guided me to the right electricity plan but I have to receive my first bill before I truly know whether I m completely happy with the company
Tracey Binks
Liz was extremely helpful in…
Liz was extremely helpful in transferring my Australian Unity to HIF. and while l still think it’s expensive l will test the new rate with my Budget. As Liz I’m not tied into a contract l can end it if I’m not managing 😊
Pops
Review
Easy quick.
Richard
Customer service and care
The conversation between the representative Marco and I was open and honest. Marco asked all the right questions to enable me to make the necessary decisions about my health and needs. He also understood my financial situation and was able to provide and offer me the best value products. I am very happy with the results and support. Thank you.
Yvette Vamos
You can get professionally good help
Going effective communication and helpful advice
Richard
Assability and explanation of products. Prompt service and good explanations of products
Great service. Missed to phone calls and each time they rang back. Very good service. Operator was very knowledgeable and explained everything quite clearly.
Michael
Always get me a better deal
I have use compare club a few times now and they always get me a better deal.
Garry
The man was pleasant and easy to talk to. He explained clearly and it was organised and not long winded or pressured.
The man was pleasant and easy totalk to. He sex
Jill
- If your trip includes multiple destinations, you’ll want a policy that offers cover for every location. Also be mindful of other factors such as travel duration, age, any pre-existing conditions, your excess and level of cover. For example, a 40-year-old travelling solo to the UK for two weeks might pay around $45 for a basic policy, or over $150+ for comprehensive cover.
- With pre-existing conditions: Long COVID isn’t always covered yet. If this matters to you, check policies carefully.
- Real reviews matter: Ask friends or read independent reviews before picking a provider. Avoid biased or uncontactable websites.
Compare Club Travel Insurance is an online comparison service. The information on this page is provided by Compare Club Australia Pty Ltd (“Compare Club”). Compare Club does not compare all travel insurance providers or all products offered by travel partners.
Any advice given here is general and has been prepared without considering your current objectives, financial situation or needs. Therefore, before acting on this advice, you should consider the appropriateness of the advice having regard to those objectives, situation or needs.
This comparison service does not necessarily compare all features that may be relevant to you. You should consider the insurer’s PDS prior to making the decision to purchase their product. For more information, please read our Financial Services Guide (FSG) , which contains further information about how our service works and how we are paid.
- Health Insurance |
- Life Insurance |
- Energy |
- Home Loans |
- Travel Insurance |
- Car Loans |
- Car Insurance |
- Personal Loans |
- Credit Cards
- Privacy Policy |
- Terms of Use |
- About Us |
- Meet Our Experts |
- Complaints |
- Media |
- Contact Us |
- Support |
- Partnerships |
- Careers |
- Sitemap |
- LLM Info
Compare Club Australia Pty Ltd (CCA) is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326). CCA is a credit rep (Credit Representative Number 519886) of Alternative Media Pty Ltd (ACL Number 486326). The financial products compared on this website do not necessarily compare all features and products in the market that may be relevant to you.
Comparisons are made on the basis of price only and different products may have different features and different levels of coverage. Not all products are available to all customers. Information found on the Compare Club website is for general purposes only. Before using our website, you must review our Terms of Use, the Privacy Policy, Financial Services Guide (Life Insurance Products), Financial Services Guide (General Insurance) and Credit Guide (Home Loans).
Compare Club acknowledges the traditional owners of the lands on which we work. We pay our respect to Elders past, present and emerging, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.
© 2026 Compare Club. All Rights Reserved