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Our customers say
4.6 out of 5 based on 6428 reviews
Qikio is underwritten by Adica, part of MS&AD, a Top 10 global insurer.
Agreed Value
Accidental Damage
New for Old (First 24 Months of registration)*
ahm provides flexible cover options to keep you and your car moving.
Pay As You Drive cover
Flexible excess
24/7 emergency help
Offer: ahm & Medibank health members receive 10% off each year for the life of the policy.*
PD offers simple car insurance with useful features and extras.
Online Management
Emergency Repairs
Accident Damage
Why compare car insurance
with Compare Club?
Find savings and benefits
With the right insurance in place, you can drive with confidence knowing you're always protected while on the road.
Hassle-free comparison service
Compare Club helps you find a policy that matches your needs and budget, giving you more control over your car insurance decisions.
Guaranteed best cover at the best price
Get a clear picture of how much you'll need to pay in premiums every month, whilst also tailoring your insurance to match your individual driving habits.
No hidden costs or confusing jargon
Compare Club finds the perfect car insurance for you—better value or a policy for your lifestyle. Free.
Stay informed about the latest developments in car insurance to make smarter decisions.
Advanced technology in modern cars has increased repair costs, pushing up premiums.
Electric and hybrid vehicle insurance costs are rising due to specialised repair requirements.
New EV models (e.g., Cupra Born, Kia EV3) are influencing policy options and premiums.
Industry experts call for government investment in EV mechanic training to reduce repair and insurance costs.
More insurers are adopting telematics, offering customised premiums based on driving habits.
This is ideal for safe drivers seeking to lower their costs.
Shop around, review policies, and look for discounts to offset rising premiums.
Consider bundling car insurance with other policies or opting for a higher excess for better rates.
Last updated 15 December 2024*
Compare Club makes it a breeze to compare your options and find a better car insurance policy that suits your needs and budget.
Protects against damage to your own vehicle and other vehicles or property, regardless of fault.
Inclusions: Theft, fire, vandalism, accidental damage, and third-party liability for property or vehicle damage.
Optional Extras: Roadside assistance, windscreen replacement (varies by policy), and hire car coverage while your car is repaired.
Does not cover: Wear and tear (aging, breakdowns, maintenance) and uninsured incidents such as driving under the influence, unapproved vehicle modifications, or unauthorised usage
Provides liability protection plus coverage for fire damage and theft of your car.
Inclusions: Third-party liability for property and vehicles, fire damage to your car, theft, and attempted theft.
Optional Extras: Hire car cover, windscreen replacement, and roadside assistance.
Does not cover: Your car in accidents if you are at fault, wear and tear (aging or breakdowns), and personal belongings unless specifically included.
Affordable protection for damage caused to other vehicles or property.
Inclusions: Third-party liability for property and vehicles and legal costs if you’re sued for damages.
Optional Extras: Roadside assistance, hire car cover, and uninsured driver cover (up to $5,000 for repairs if hit by an uninsured driver).
Does not cover: Your own car (no repairs or replacement), theft, fire, or damage caused by natural disasters.
The average cost of comprehensive car insurance in Australia varies widely and this cost is influenced by multiple factors that insurers consider when assessing the risk associated with insuring your vehicle, and those who drive it.
Why Australia loves saving money
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Time for a change 😀
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This is the second time I’ve used…
This is the second time I’ve used Compare Club and both times I have been very grateful for their service. By utilising their services, I have saved money and the process of switching from one Health Insurance company to another was so easy. All the work was done for me. I will use them again if required.
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Really helpful and quick to reply to any questions. They were also quick to point out any document requirements that had not been met - which sped up the process.
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gentleman explained everything so well and was patient with my numerous questions
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Service Plus
Very thorough follow up and helpful representative.
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I changed insurance companies after…
I changed insurance companies after speaking with Juan and working out pricing more suitable for me. The whole process was easy to navigate and all completed in a timely manner. Juan’s communication was excellent. Thank you.
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Simple & quickly done!! The guy was nice giving me time to get paper work to enable process. Found a better deal for my electricity & is doing change over paper work for me & sending it as requested" thanking you" giro.
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Happy with Compare Club
Gary Bopara looked after my initial enquiry and took me through the steps in an efficient and informative manner. Advised that I would be well serviced into the future, which was a key selling point as dealing with most insurance companies is a chore at the best of times.
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Customer service was excellent
Customer service was excellent, Bree was fantastic, guided me through the process and made it easy for me to choose my policy.
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I'm very happy
I'm very happy
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Club compare experience
Dealt with Juan Gallardo and I couldn't be happier. He made the whole experience very easy and was extremely friendly and patient with me. I highly recommend club compare and Juan.
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Great attitude and very helpful.
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by Miko
good timing
good timing
Paul Coughran is the general manager of emerging verticals at Compare Club. Paul has over 20 years of experience across a wide range of industries including Banking and Finance, Telecommunications and Energy. Paul leads a team of trusted experts dedicated to helping individuals make informed decisions about their insurance and utilities needs.
Meet our car insurance expert, Paul Coughran
Paul's top car insurance tips:
Regularly compare your insurance policies. You could be paying for cover you don’t need. Shopping around every so often can save you a fair bit, maybe even hundreds each year.
Don’t just look at the premium, check the excess too. While a higher excess might bring down your premium, remember you’ll have to fork out more if you do need to claim.
Double-check what’s included in your policy. Extras like windscreen cover or roadside assistance might not be part of the deal and could cost you more.
If you don’t drive much, consider usage-based insurance. Some policies base your cost on how much you actually drive, if you work from home or only use your car for short trips this might be a much better option.
Car Insurance FAQs
Things you should know
Compare Club Car Insurance is an online financial comparison service and is owned and operated by Compare Club Australia Pty Ltd (ACN 634 600 007). Compare Club does not compare all brands or all products offered by all brands.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Please check with a financial professional before you make any major financial decisions.
Any advice given here is general and has been prepared without considering your current objectives, financial situation or needs. Therefore, before acting on this advice, you should consider the appropriateness of the advice having regard to those objectives, situation or needs.
You should consider the insurers PDS prior to making the decision to purchase their product. For more information please read our Financial Services Guide (FSG) which contains further information about how our service works and how we make money.