Expert Analysis - Loans & credit

Recent articles

Home Loans

Could 2025 be your year to break into the property ladder?

Albo has announced some changes to the Home Guarantee scheme from 1 October 2025 to help first home buyers. Here’s a breakdown.

Savings & Investments

Money secrets: could these mistakes be costing you thousands of dollars?

Want to know the biggest money mistakes Aussies are making? We countdown the top five – and how to turn them around.

Home Loans

When is it a good idea to use a bridging loan?

Bridging loans can ‘bridge that finance gap’ when you buy your dream home but haven’t sold your current one. Is it right for you?

Home Loans

What happens if interest rates change when you're refinancing?

You’re in the middle of refinancing your home loan and a rate change is on the cards – what does that mean for your application?

Home Loans

Here's what to factor in when starting the home buying journey

From location to property size, and borrowing capacity, there’s a lot to consider when embarking on your home buying journey.

Home Loans

Do you know what your home loan is costing you in fees?

How much is your home loan costing you in fees? And which ones are you being charged? Here’s a must-read guide on home loan fees.

Home Loans

Is a 10-year interest-only home loan too good to be true?

Heard about 10-year interest-only home loans? Find out how this loan type works with easy examples of what it can do to finances.

Home Loans

Do you know the 12 foundations of smart borrowing?

In this edited book extract, you’ll discover 12 key lending concepts to help you borrow smarter when investing in property.

Credit Cards

Will the new Buy Now Pay Later rules stop Aussies from racking up debt?

New laws have come in for Buy Now Pay Later (BNPL). If you ever use BNPL payment plans, find out what the changes mean for you.