Expert Analysis - Loans & credit

Recent articles

Home Loans

What happens if interest rates change when you're refinancing?

You’re in the middle of refinancing your home loan and a rate change is on the cards – what does that mean for your application?

Home Loans

Here's what to factor in when starting the home buying journey

From location to property size, and borrowing capacity, there’s a lot to consider when embarking on your home buying journey.

Home Loans

Do you know what your home loan is costing you in fees?

How much is your home loan costing you in fees? And which ones are you being charged? Here’s a must-read guide on home loan fees.

Home Loans

Is a 10-year interest-only home loan too good to be true?

Heard about 10-year interest-only home loans? Find out how this loan type works with easy examples of what it can do to finances.

Home Loans

Do you know the 12 foundations of smart borrowing?

In this edited book extract, you’ll discover 12 key lending concepts to help you borrow smarter when investing in property.

Credit Cards

Will the new Buy Now Pay Later rules stop Aussies from racking up debt?

New laws have come in for Buy Now Pay Later (BNPL). If you ever use BNPL payment plans, find out what the changes mean for you.

Home Loans

Why the structure of your investment property loan can make or break your success

If you’re tempted to invest in property, the loan type you choose can make or break your investment success. Learn more here.

Home Loans

Has your lender passed on your rate cut yet? Here’s what to do if they’re playing hard to get.

If your bank hasn’t passed on the cut, ask them why – politely but firmly. Then compare your options anyway.

Home Loans

Are you across these must-dos when buying your first property?

Before you jump head first into home buying, know that there are some unexpected costs and tasks… but these can save you later.