Expert Analysis - Loans & credit

Recent articles

Home Loans

Interest only loans as a stopgap, not a solution

Paying as little on your home loan via an interest-only loan may be good in the short-term. But what about in the long-term?

Home Loans

Why your property valuation matters as much as your home loan interest rate

There’s a huge difference in how banks and lenders are valuing property. The variances can cost you thousands in extra dollars.

Credit Cards

Understanding the changes to Buy Now Pay Later

If you use BNPL… or plan to in the future, it’s good to know about the changes coming in, what they mean to providers and you.

Home Loans

Fixed interest rates lower than variable rates – for now

Some lenders are currently offering lower rates on fixed home loans than variable rates. Is there a better home loan for you?

Car Loans

What you need to know about buying an EV with finance

EV expert Danny Thai explains the best way to finance an EV and what you should know about maximising the resale value of an EV.

Home Loans

The risks and rewards of a guarantor loan

If you're a first-time home buyer struggling to gather a deposit, a guarantor loan could be a way to buy your own home sooner.

Home Loans

Can paying $1 extra per day into your mortgage really make a difference to your home loan?

Can paying $1 a day pay your home loan off in five years? Understand compound interest and the impact on your home loan.

Credit Cards

Are reward schemes and loyalty programs worth it?

Businesses and brands offer a wide range of loyalty programs to get you to spend with them. But are they actually worth it?

Home Loans

Fixed interest rates are falling - what’s your next mortgage move?

Some fixed rates are now cheaper than variable rates if you’re looking to refinance your home loan.