Overview

Are you sick of making multiple credit card and loan repayments every month?

Sometimes managing one payment at a lower interest rate can be cheaper than paying off multiple debts and interest rates.

Compare Club can help bundle your debts into a single low-rate personal loan to help you get on top of your finances.

Find a rate to meet your needs within minutes that could help you pay off your debt faster.

Best of all, it costs nothing to compare and apply.

Are you paying off a credit card or two?

Perhaps you have car finance as well.

Oh, and there’s that loan you used to fund your last holiday.

It’s possible to save on your credit card, finance and other loan repayments if you group them together in one easy-to-manage personal loan.

Here’s why:

• Makes repayments simple. Consolidating your loan means one monthly repayment to just one lender. That means fewer bills and monthly repayments to manage.

• Charges lower interest. Personal loans can sometimes have much lower interest rates than credit cards and some other debt products.

• Helps keep your finances on track. One loan means one term. You’ll know exactly when your debt should be paid off.

It pays to compare loans before you start to consolidate your debt.

Here’s why:

• Easier to see how much it costs you. If the term of your new personal loan term is longer than your current loan you could end up paying more in interest.

• Clearly compare penalties and fees. Check if there are any fees or charges your current lender may hit you with as you pay off your debt early.

Compare Club can help you be smart with debt consolidation by.

• Finding a repayment rate that’s right for you. We’ll compare personal loans from 8 lenders to help you find a repayment rate that’s less likely to cause you financial problems in the future.

• A quick process. Comparing loans with Compare Club is fast, simple and free. It also has no impact on your credit score.

• Next steps: Click on the form to get started.

This article is opinion only and should not be taken as financial advice. Check with a financial professional before making any decisions. Compare Club does not compare all lenders or all products from the lenders on its panel.