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ANZ

180,000 Reward Points and $150 cashback

ANZ Rewards Black

Balance transfer

21.99%

Purchase rate

20.99%

Annual fee

$375 per year

Earn 180,000 Reward Points and $150 cashback when you spend $3,000 on eligible purchases in the first 3 months from approval.

HIGHLIGHTS

The ANZ Rewards Black card comes with ANZ's highest rewards earn rates (2 Reward Points per $1 up to and including $5,000, then 1 point per $1 afterward), and complimentary international and domestic travel insurance. There's also 180,000 bonus Reward Points ad $150 Cashback on offer after you spend $3,000 on eligible purchases in the first 3 months.

Main features

Rate type	Rate %	Duration
Balance transfers	21.99% p.a.	-
Purchases	20.99% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	$3

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$375	per year
Monthly fee	-	-

MORE INFORMATION

The ANZ Rewards Black card offers you the most flexibility. You can choose to use your Reward Points to redeem flights, shopping rewards or cash back. Plus, after $3,000 of eligible purchases spend within 3 months of getting the card, you'll also score 180,000 Reward Points and $150 Cashback.

The insurances that come standard with the card are extended warranty, purchase protection and a guaranteed pricing scheme.

If you are using the ANZ Rewards Black overseas, keep in mind there is a 3% foreign exchange margin. Eligibility criteria, T&Cs, fees and charges apply.

TERMS & CONDITIONS

Offer available to new and approved applicants who apply for an ANZ Rewards Black Credit Card and is limited to one offer per applicant. ANZ may vary or end this offer at any time without notice. Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. The time it takes to process, approve an application and deliver or activate a card can vary and there may be delays. Eligible applicants must meet the spend criteria within 3 months of the date of approval. The date of approval of an application is the disclosure date specified in your Letter of Offer. Some transactions and other items are not eligible purchases as they are not eligible to earn ANZ Rewards Points. For details see the ANZ Rewards - Rewards Program Terms and Conditions (PDF). The $150 will generally be credited to your credit card account within three months of meeting the spend criteria. The $150 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. ANZ Rewards Points will generally be credited to your ANZ Rewards Account within 3 months of meeting the spend criteria. ANZ Rewards Points will not be credited and you will not be eligible for the $150 back if your credit card is cancelled, suspended, transferred, or you have breached either the ANZ Credit Card Conditions of Use (PDF) or the ANZ Rewards – Rewards Program Terms and Conditions (PDF). You are not eligible for this offer if you currently hold or have held an ANZ Rewards credit card in the last 12 months.

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