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Balance transfer
Purchase rate
Annual fee
Earn 2.5 More Rewards Points per dollar spent on eligible purchases, uncapped. Complimentary overseas travel insurance and no foreign transaction fees. 10 complimentary airport lounge visits per year at over 1,300 airport lounges worldwide with Mastercard Travel Pass
Earn 2.5 More Rewards Points per dollar spent on eligible purchases, uncappedand travel in style with 10 complimentary LoungeKey airport lounge passes per year.
You can use this card to save on travel costs with no foreign transaction fees and complimentary overseas travel insurance. If you’re paying off an existing debt, you could save on interest costs with 0% p.a. on balance transfers for 6 months (with a 1% balance transfer fee).
Main features
Rate type | Rate % | Duration |
---|---|---|
Purchases | 19.99% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | 3% | $4 |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | $270 | per year |
Monthly fee | - | - |
With the More World Mastercard, you’ll receive 2.5 rewards points per $1 spent, with no limit on how many points you can earn. Big spenders can really cash in on rewards value.
Travellers aren’t forgotten either - the card comes with no foreign transaction fees on online or overseas purchases, complimentary travel insurance, interstate flight inconvenience insurance and ten airport lounge visits each year via LoungeKey.
All these goodies do come at a price - in this case, it’s a $270 annual fee and a 19.99% interest rate. But as long as you take full advantage of the features on offer, the rewards value should more than make up for the annual fee, and interest can be avoided by paying your balance in full and on time each month.
Other fees to consider include a $25 late fee and a cash advance rate of 21.99%.
If you’re looking at a balance transfer, the More World Mastercard offers a 6 month period at 0% interest p.a. (+1% BT fee), but after that any balance still owing will be charged interest at the regular rate.
Bankwest is also allowing customers to pay off purchases with their easy installment purchase plan.
See full T&Cs