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100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval.
citi Rewards Credit Card
Balance transfer
22.99%
Purchase rate
0% for - months
Annual fee
$99 1st year
100,000 bonus Citi reward Points when you spend $5,000 on eligible purchases within 3 months from approval.
HIGHLIGHTS
Get 100,000 bonus Citi rewards Points when you spend $5,000 on eligible purchases within 90 days from approval.
Discounted $99 fee for the first year then reverts back to $199 afterthat.
Up to 44 days interest-free on retail purchases.
Main features
| Rate type | Rate % | Duration |
|---|---|---|
| Balance transfers | 22.99% p.a. | - |
| Purchases | 22.49% p.a. | - |
Fees
| Fee type | Fee % | Min fee $ |
|---|---|---|
| Cash advances | 3.5% | $3.5 |
Fixed Fees
| Fixed fees | Fee $ | Fee amount |
|---|---|---|
Annual fee Thereafter | $99 $199 | 1st year per year |
| Monthly fee | - | - |
MORE INFORMATION
Citi Rewards Credit Card features and benefits:
Get 100,000 bonus Citi rewards Points when you spend $5,000 on eligible purchases within 90 days from approval.
Domestic spend - Earn 1 Point per $1 spent on eligible transactionscapped at $10,000 spent per statement period.
International spend - Earn 1 Point per $1 spent on eligible transactions, made overseas or online with a merchant that is based overseas.
10% off Limited Time LUX Exclusive hotel offers (up to $250 per booking) booked by 1 March 2025.
Get $10 cashback every month until 31 October 2025 when you sign up for a Standard (normally $19 per month) or Premium (normally $22 per month) monthly subscription. Stream the TV shows and movies everyone is talking about.
Explore the world with 5% off international flights from Australia with no blackout dates. Book by 31 December 2025 for travel by 30 September 2026.
Pay your Monthly Mobile Plan bill with your Citi Rewards Credit Card and you'll receive Accidental Damage and Theft insurance cover.
Receive Purchase Protection Insurance and Extended Warranty Insurance for eligible products purchased with your Citi Rewards Credit Card.
TERMS & CONDITIONS
To be eligible to receive 100,000 bonus Citi reward Points, you must spend a minimum of $5,000 on eligible purchases using your new card within 3 months from approval. Eligible purchases exclude Cash Advances, Balance Transfers, Special Promotions, interest and fees. Any refunds and Chargebacks on purchases will also be excluded and will not form part of the spend criteria. The 100,000 bonus Citi reward Points will be credited to your Rewards Balance within 2 months of meeting the spend criteria. All rewards are subject to the Terms and Conditions of the Citi Rewards Program. Your Citi Rewards Card must remain open, in good standing (for example – your account is not in default, suspended or closed) and enrolled in the Citi Rewards program for the bonus Citi reward Points to be awarded. This offer commenced 22 February 2024. We may vary or end this offer at any time. This offer is not available when closing or transferring from another Citi branded credit card account or in conjunction with any other Citi branded credit card offer.
Annual fee
Subject to your acceptance you will be billed an annual fee of $99 for the first year in accordance with our Credit Card Terms and Conditions and Other Important Information. This will revert to $199 for subsequent years. This offer applies to the primary cardholder only. For additional cardholders an annual fee also applies, currently $90 per card. Annual fees are subject to change. This offer commenced 22 February 2024. We may vary or end this offer at any time.
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