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HSBC

0% balance transfer rate for 12 months and low intererst on purchases.

HSBC Low Rate Card

Balance transfer

0% for 12 months

Purchase rate

12.99%

Annual fee

$99 per year

Enjoy 0% p.a. interest on Balance Transfers for 12 months with 2% BT fee, plus a low interest rate of just 12.99% p.a.

HIGHLIGHTS

The HSBC Low Rate card offers the following:

Low interest rate of just 12.99% p.a.
No overseas transaction fees.
0% p.a. interest on Balance Transfers for 12 months with 2% BT fee
Complimentary Domestic Travel insurance
55 days free period on purchases

Main features

Rate type

Rate %

Duration

Purchases

12.99% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	$4

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$99	per year
Monthly fee	-	-

MORE INFORMATION

The HSBC Low Rate card and its 12.99% purchase rate may be worth considering.

Although the HSBC Low Rate card is not a rewards credit card, card holders get access to HSBC's Home and Away privileges programme, which has special offers and discounts for travel, dining, shopping and experiences both in Australia or around the world. There are more than 19,000 offers available worldwide.

If you are looking to transfer debts over onto this card, for the first 12 months those debts will incur 0% balance transfer rate. However, to transfer these debts over, you'll need to pay a 2.00% balance transfer fee.

There are also some nice features, like the up to 55 interest free days and fee free foreign currency transactions. As well as the options for free additional cardholders.

TERMS & CONDITIONS

Fees, charges, terms, conditions and HSBC's lending criteria apply to all credit cards issued by HSBC. Go to www.hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. See terms and conditions for more information.

Available to new, approved customers who apply for the HSBC Low Rate Credit Card. Offer is not available for product transfers or in conjunction with any other offer. HSBC may change or end this offer at any time.

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