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Earn up to 80,000 NAB Rewards bonus points

NAB Rewards Platinum Card

Balance transfer

0% for 12 months

Purchase rate

19.99%

Annual fee

$195 per year

Earn 60,000 bonus points when you spend $1,000 on everyday purchases within the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months.


HIGHLIGHTS

Earn up to 80,000 bonus points when you spend $1,000 on purchases in the first 60 days + keep the card for over 18 months.

Use rewards points to book flights with any airline.

0% p.a. balance transfer rate for first 12 months (3.00% balance transfer fee).

Main features

Rate typeRate %Duration
Purchases19.99% p.a.-

Fees

Fee typeFee %Min fee $
Cash advances2%$2.5

Fixed Fees

Fixed feesFee $Fee amount
Annual fee
$195
per year
Monthly fee--

MORE INFORMATION

Rewards Platinum Card features and benefits:

  • Earn 3 NAB Reward points for every $1.00 spent on purchases made online with Webjet
  • Earn 2 NAB Reward points for every $1.00 spent on purchases made at major department stores, including Myer, Kmart, Target, Bunnings and more
  • Earn 1 NAB Reward point for every $1.00 spent on all other everyday purchases
  • Earn 60,000 bonus points when you spend $1,000 within the first 60 days
  • $195 annual card fee
  • 19.99% P.A. standard purchase rate
  • 21.74% P.A. cash advance
  • Complimentary insurances, including international travel insurance, interstate flight invoncenienve insurance and extended warranty insurance
  • Access NAB Concierge Service anytime, anywhere for travel and lifestyle assistance
  • Additional cardholders can be added at no extra cost
  • Enjoy NAB Defence fraud protection and 24/7 emergency phone assistance

Things to consider when comparing cards:

  • Higher standard interest rate compared with the NAB Low Rate Card
  • Higher annual fee compared with other NAB cards
  • Lower point earn rate compared to the NAB Rewards Signature Card
  • $6,000 minimum credit limit.

TERMS & CONDITIONS

60,000 bonus points when you spend $1,000 on everyday purchases within the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months.

The special balance transfer interest rate of 0% p.a. will apply for a 12-month statement period from when the account is opened. After the 12-month period, any unpaid balance transfers will then attract the card’s cash advance rate.

A 2% fee applies to the balance transfer amount.

44 days interest free are only applicable when you pay your balance in full by the due date.