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NAB

Earn up to 100,000 NAB Rewards bonus points

NAB Rewards Platinum Card

Balance transfer

0% for 12 months

Purchase rate

20.99%

Annual fee

$45 1st year

Earn 80,000 bonus points when you spend $1,000 on everyday purchases within the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months.

HIGHLIGHTS

Earn up to 80,000 bonus points when you spend $1,000 on purchases in the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months.

Use rewards points to book flights with any airline.

0% p.a. balance transfer rate for first 12 months (3.00% balance transfer fee).

Main features

Rate type

Rate %

Duration

Purchases

20.99% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	$3

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee Thereafter	$45 $195	1st year per year
Monthly fee	-	-

MORE INFORMATION

Rewards Platinum Card features and benefits:

Earn 2 NAB Reward points for every $1.00 spent on purchases made online with Webjet
Earn 1.5 NAB Reward points for every $1.00 spent on purchases made in eligible grocery stores
Earn 1 NAB Reward point for every $1.00 spent on all other everyday purchases
Earn 80,000 bonus points when you spend $1,000 within the first 60 days
Discounted $45 annual fee for the first year and $195 thereafter
20.99% P.A. standard purchase rate
21.74% P.A. cash advance
Complimentary insurances, including international travel insurance, interstate flight invoncenienve insurance and extended warranty insurance
Access NAB Concierge Service anytime, anywhere for travel and lifestyle assistance
Additional cardholders can be added at no extra cost
Enjoy NAB Defence fraud protection and 24/7 emergency phone assistance

Things to consider when comparing cards:

Higher standard interest rate compared with the NAB Low Rate Card
Higher annual fee compared with other NAB cards
Lower point earn rate compared to the NAB Rewards Signature Card
$6,000 minimum credit limit.

TERMS & CONDITIONS

80,000 bonus points when you spend $1,000 on everyday purchases within the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months.

The special balance transfer interest rate of 0% p.a. will apply for a 12-month statement period from when the account is opened. After the 12-month period, any unpaid balance transfers will then attract the card’s cash advance rate.

A 3% fee applies to the balance transfer amount.

44 days interest free are only applicable when you pay your balance in full by the due date.

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