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Westpac

150,000 bonus Altitude Points

Westpac Altitude Rewards Black

Balance transfer

Not Available

Purchase rate

20.99%

Annual fee

$200 1st year

100,000 Rewards Points in your first year if you spend $6k on eligible purchases within 120 days of new card approval and an extra 50,000 points after your first eligible purchase in your second year. Earn 150,000 Altitude Rewards Points for up to $700 in eGift cards at a range of retailers or choose merchandise from our online store. Reduced $200 annual fee (reverts to $295 p.a. thereafter).

HIGHLIGHTS

Main features

Rate type	Rate %	Duration
Balance transfers	-	-
Purchases	20.99% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee Thereafter	$200 $295	1st year per year
Monthly fee	-	-

MORE INFORMATION

$200 annual fee for the first year $295 thereafter.

Up to 45 days interest free on retail purchases

20.99% P.A standard interest rate

21.99% P.A cash advance rate

6 pts/$ On Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, eligibility criteria apply.

2 pts/$ at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats.

1.25 pts/$ On all other eligible purchases.

$15,000 - $75000 credit limit.

TERMS & CONDITIONS

To be eligible for up to 150,000 bonus Altitude Points, you must apply and be approved for a new Altitude Black Rewards credit card with Altitude Rewards between 31st October 2024 and 30th April 2025. You will receive an initial 100,000 bonus points if you spend $6k or more on eligible purchases within 120 days of card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria. You will receive an additional 50,000 bonus points if you keep your account open for more than 12 months and continue to use the card. These additional points will be credited to your points balance within 12 weeks, after the first eligible purchase is made in the second year of your card account being active.The discounted first year Card Fee of $200 is available when you apply and are approved for a new Altitude Rewards Black credit card between 31st October 2024 and 30th April 2025. After the first year, the Card Fee reverts to $295 thereafter, and will be debited to your account annually on the 12-month anniversary of the Card Fee date.

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