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Westpac

150,000 bonus Altitude Points

Westpac Altitude Rewards Black

Balance transfer

Not Available

Purchase rate

20.99%

Annual fee

$150 1st year

Earn 150,000 bonus Altitude Points on $6k min. spend in the first 120 days on eligible purchases. 6 pts per $1 on Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, and 1.25 Altitude pts per $1 spent on all other eligible purchases. Discounted annual fee for the first year.

HIGHLIGHTS

Earn 150,000 bonus Altitude Points when you spend $6,000 on eligible purchases with a new Altitude Black credit card within 120 days of card approval.

Plus, discounted annual card fee of $150 for the first year ($295 thereafter).

Main features

Rate type	Rate %	Duration
Balance transfers	-	-
Purchases	20.99% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee Thereafter	$150 $295	1st year per year
Monthly fee	-	-

MORE INFORMATION

$150 annual fee for the first year $295 thereafter.

Up to 45 days interest free on retail purchases

20.99% P.A standard interest rate

21.99% P.A cash advance rate

6 pts/$ On Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, eligibility criteria apply.

2 pts/$ at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats.

1.25 pts/$ On all other eligible purchases.

$15,000 - $75000 credit limit.

TERMS & CONDITIONS

To be eligible for up to 150,000 bonus Altitude Points, you must apply and be approved for a new Altitude Black Rewards credit card with Altitude Rewards between 2nd November 2023 and 30th November 2024. You will receive an initial 100,000 bonus points if you spend $6k or more on eligible purchases within 120 days of card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria. You will receive an additional 50,000 bonus points if you keep your account open for more than 12 months and continue to use the card. These additional points will be credited to your points balance within 12 weeks, after the first eligible purchase is made in the second year of your card account being active.The discounted first year Card Fee of $150 is available when you apply and are approved for a new Altitude Rewards Black credit card between 2nd November 2023 and 30th November 2024. After the first year, the Card Fee reverts to $295 thereafter, and will be debited to your account annually on the 12-month anniversary of the Card Fee date.

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